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Norwood Financial NWFL Accumulated Postretirement Benefit Obligation

Accumulated Postretirement Benefit Obligation at other companies

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$22K-60.7%
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Pioneer Bancorp, Inc.PBFS
$1.06M-9.8%
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Weis MarketsWMK
$32.28M+8.4%
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CotyCOTY
$275.5M+0.2%
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NCR VoyixVYX
$33M-19.5%
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Mondelez InternationalMDLZ
$72M-24.2%

Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept nwfl:AccumulatedPostretirementBenefitObligation.

The official record: Norwood Financial’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's accumulated postretirement benefit obligation?
Norwood Financial (NWFL) reported accumulated postretirement benefit obligation of $1.85M in Q4 2025.
How has Norwood Financial's accumulated postretirement benefit obligation changed year-over-year?
Norwood Financial's accumulated postretirement benefit obligation decreased by 2.7% year-over-year, from $1.9M to $1.85M.
What is the long-term trend for Norwood Financial's accumulated postretirement benefit obligation?
Over 5 years (2020 to 2025), Norwood Financial's accumulated postretirement benefit obligation has grown at a 4.6% compound annual growth rate (CAGR), from $1.48M to $1.85M.
What does accumulated postretirement benefit obligation mean?
This represents the actuarial present value of benefits attributed to employee service rendered to date under postretirement benefit plans other than pensions. It is a long-term liability that reflects the bank's commitment to provide healthcare or other benefits to retirees. Monitoring this obligation is important for understanding the bank's long-term compensation costs and potential future cash outflows.