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OP Bancorp OPBK Q4 2024 Annual earnings

Reported March 28, 2025

Revenue$39.5M
EPS$0.34

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$26.5M
EPS estimate$0.53

Financials

Q4 2024

Income statement

See full
Revenue$21.3M+7.2%
Net income$5.0M-3.9%
EPS (diluted)$0.33-2.9%

Balance sheet

See full
Cash & equivalents$134.9M+47.9%
Total debt$7.9M-15.9%
Total equity$205.0M+6.4%
Total assets$2.4B+10.2%

Cash flow

See full
Operating cash flow$5.3M—
CapEx$815.0K+253%
Free cash flow$4.5M—

Valuation & ratios

Valuation

as of 12/31/24
See full
Market cap$234.17M+42.3%
Enterprise value$107.09M+29.5%
P/E11.1×+4.2×
P/S2.9×+0.9×

Profitability

See full
Net margin25.7%-3.2pp
FCF margin36.2%-44.9pp

Returns & leverage

See full
Return on equity10.6%-2.3pp
Debt / equity0×0.0×

Versus estimates

Revenue

Q2 2026$25.7MBeat by $569.0KQ1 2026$24.6MBeat by $55.0KQ4 2025$24.3MMiss by $569.0KQ3 2025$24.5MMiss by $74.0KQ2 2025$23.7MMiss by $161.0KQ1 2025$22.2MBeat by $984.0K

Diluted EPS

Q2 2026$0.53Beat by $0.09Q1 2026$0.48Beat by $0.07Q4 2025$0.47Miss by $0.05Q3 2025$0.45Beat by $0.01Q2 2025$0.42In lineQ1 2025$0.37Beat by $0.07

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Questions, answered.

When did OP Bancorp report Q4 2024 earnings?
OP Bancorp (OPBK) reported Q4 2024 earnings on March 28, 2025.
What were OP Bancorp's Q4 2024 revenue and EPS?
OP Bancorp reported revenue of $39.5M and eps of $0.34 for Q4 2024.
Where can I find OP Bancorp's Q4 2024 SEC filings?
You can read the 10-K periodic report (0001628280-25-015428) directly on SEC EDGAR. The filing index links above go to sec.gov.