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OP Bancorp OPBK Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

PCB Bancorp logo
PCB BancorpPCB
$1.41M+58.9%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$36K
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$12K
Magyar Bancorp logo
Magyar BancorpMGYR
$269K-56.0%
RBB Bancorp logo
RBB BancorpRBB
$324K+300%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
$186K+186%

Other financials

Income statement

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Revenue$24.6M+10.4%
Net income$7.2M+30.1%
EPS (diluted)$0.48+29.7%

Balance sheet

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Cash & equivalents$160.3M-19.4%
Total debt$10.5M+14.3%
Total equity$232.7M+10.8%
Total assets$2.7B+7.4%

Cash flow

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Operating cash flow$7.7M+37.4%
CapEx$114.0K-92.0%
Free cash flow$7.6M+81.3%

Valuation

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Market cap$223.26M+21.9%
Enterprise value$73.51M-1,032%
P/E8.2×0.0×
P/S2.3×+0.2×

Profitability

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Net margin28.2%+2.9pp
FCF margin27.6%-16.2pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by OP Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: OP Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OP Bancorp's gain (loss) on sales of loans, net?
OP Bancorp (OPBK) reported gain (loss) on sales of loans, net of $2.05M in Q1 2026.
How has OP Bancorp's gain (loss) on sales of loans, net changed year-over-year?
OP Bancorp's gain (loss) on sales of loans, net increased by 1.5% year-over-year, from $2.02M to $2.05M.
What is the long-term trend for OP Bancorp's gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), OP Bancorp's gain (loss) on sales of loans, net has grown at a -11.1% compound annual growth rate (CAGR), from $11.31M to $7.07M.
What does gain (loss) on sales of loans, net mean?
Represents the net realized profit or loss generated from the sale of loans originated or purchased for sale in the secondary market. This metric reflects the bank's ability to generate non-interest income through mortgage banking or commercial loan brokerage activities.