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OP Bancorp OPBK Net gains/(losses) on sales of loans

Net gains/(losses) on sales of loans at other companies

Hanmi Financial logo
Hanmi FinancialHAFC
$2.1M+5.1%
PCB Bancorp logo
PCB BancorpPCB
$1.41M+58.9%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$12K
Magyar Bancorp logo
Magyar BancorpMGYR
$269K-56.0%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
RBB Bancorp logo
RBB BancorpRBB

Other financials

Income statement

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Revenue$24.6M+10.4%
Net income$7.2M+30.1%
EPS (diluted)$0.48+29.7%

Balance sheet

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Cash & equivalents$160.3M-19.4%
Total debt$10.5M+14.3%
Total equity$232.7M+10.8%
Total assets$2.7B+7.4%

Cash flow

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Operating cash flow$7.7M+37.4%
CapEx$114.0K-92.0%
Free cash flow$7.6M+81.3%

Valuation

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Market cap$223.26M+21.9%
Enterprise value$73.51M-1,032%
P/E8.2×0.0×
P/S2.3×+0.2×

Profitability

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Net margin28.2%+2.9pp
FCF margin27.6%-16.2pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by OP Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: OP Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OP Bancorp's net gains/(losses) on sales of loans?
OP Bancorp (OPBK) reported net gains/(losses) on sales of loans of $2.05M in Q1 2026.
How has OP Bancorp's net gains/(losses) on sales of loans changed year-over-year?
OP Bancorp's net gains/(losses) on sales of loans increased by 1.5% year-over-year, from $2.02M to $2.05M.
What is the long-term trend for OP Bancorp's net gains/(losses) on sales of loans?
Over 4 years (2021 to 2025), OP Bancorp's net gains/(losses) on sales of loans has grown at a -11.1% compound annual growth rate (CAGR), from $11.31M to $7.07M.
What does net gains/(losses) on sales of loans mean?
This captures the net realized gains or losses resulting from the sale of loans in the secondary market. It indicates the bank's strategy regarding balance sheet management and its ability to generate fee-based income through loan origination and sale.