Where do OppFi's ratios come from?

Every ratio is computed from OppFi's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

OppFi OPFI Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Operating margin	43.7%+14.3pp	29.4%+12.4pp	17%+19.9pp	-2.9%-24.6pp
Net margin	6.9%-1.4pp	8.3%+8.7pp	-0.4%-3.6pp	3.3%+0.9pp
Returns
Return on equity	57.7%-66.5pp	124.2%—	——	——
Efficiency
Asset turnover	0.5×0.0×	0.5×+0.1×	0.5×+0.1×	0.4×-0.3×
Leverage
Debt-to-equity	0.2×-0.2×	0.4×-1.2×	1.6×—	——
Net debt / EBITDA	-0.5×+0.2×	-0.7×+0.3×	-1×+3.4×	-4.4×—
Per Share
Book value per share	$2.21+35.6%	$1.63+155%	$0.64+10,895%	-$0.01+94.5%
Valuation
Market capitalization	$751.46M+123%	$162.53M+75.5%	$92.61M+210%	$29.85M-92.2%
Price / earnings	11.4×-22.5×	6.1×—	——	4.2×-57.6×
Price / sales	2×+1.0×	0.5×+0.2×	0.3×+0.2×	0.1×-1.3×
Price / book	9.9×-5.0×	5×-3.9×	8.9×—	——
EV / EBITDA	4.1×+2.2×	0.8×+0.2×	0.6×+0.8×	-0.2×—
Dividend yield	2.2%+0.8pp	1.5%—	——	0%—

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Where do OppFi's ratios come from?: Every ratio is computed from OppFi's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.