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OppFi OPFI EV / EBITDA

EV / EBITDA at other companies

Enova International logo
Enova InternationalENVA
12.6×+3.3×
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
53.9×
LPR
LPROLPRO
18.3×+10.9×
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
8.8×+0.1×
Farmland Partners logo
Farmland PartnersFPI
10.7×+4.8×

Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$833.44M+167%
Enterprise value$744.45M+202%
P/E12.6×-80.2×
P/S2.2×+1.3×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Calculated from OppFi’s reported figures.

Based on the most recent quarter.

The source filing: OppFi’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 5:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818502-26-000056

FAQ

What is OppFi's EV / EBITDA?
OppFi (OPFI) reported EV / EBITDA of 0.7× in Q1 2026.
How has OppFi's EV / EBITDA changed year-over-year?
OppFi's EV / EBITDA decreased by 33.1% year-over-year, from 1× to 0.7×.
What is the long-term trend for OppFi's EV / EBITDA?
Over 3 years (2022 to 2025), OppFi's EV / EBITDA has grown at a 74.6% compound annual growth rate (CAGR), from -0.2× to 1.2×.
What does EV / EBITDA mean?
Enterprise value (market cap plus total debt minus cash) at the quarter end divided by trailing-twelve-month EBITDA. A capital-structure-neutral valuation multiple.

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