OppFi OPFI Net debt / EBITDA

Net debt / EBITDA at other companies

Enova InternationalENVA

5.7×+0.1×

Upstart Holdings, Inc.UPST

15.8×—

LPR

LPROLPRO

-2.1×-2.8×

SoFi Technologies, Inc.SOFI

-0.9×-1.2×

Farmland PartnersFPI

-0.4×+0.5×

FAQ

What is OppFi's net debt / EBITDA?

OppFi (OPFI) reported net debt / EBITDA of -0.5× in Q1 2026.

How has OppFi's net debt / EBITDA changed year-over-year?

OppFi's net debt / EBITDA increased by 1.9% year-over-year, from -0.6× to -0.5×.

What is the long-term trend for OppFi's net debt / EBITDA?

Over 3 years (2022 to 2025), OppFi's net debt / EBITDA has grown at a -52.2% compound annual growth rate (CAGR), from -4.4× to -0.5×.

What does net debt / EBITDA mean?

Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.