OptimumBank Holdings OPHC Net Interest Income (After Provisions)
Net Interest Income (After Provisions) at other companies
Other financials
Where this comes from
Reported directly by OptimumBank Holdings in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.
The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is OptimumBank Holdings's net interest income (after provisions)?
- OptimumBank Holdings (OPHC) reported net interest income (after provisions) of $12.42M in Q1 2026.
- How has OptimumBank Holdings's net interest income (after provisions) changed year-over-year?
- OptimumBank Holdings's net interest income (after provisions) increased by 29.5% year-over-year, from $9.59M to $12.42M.
- What is the long-term trend for OptimumBank Holdings's net interest income (after provisions)?
- Over 4 years (2021 to 2025), OptimumBank Holdings's net interest income (after provisions) has grown at a 49.0% compound annual growth rate (CAGR), from $8.23M to $40.55M.
- What does net interest income (after provisions) mean?
- Represents the net interest income remaining after accounting for the provision for loan and lease losses. This metric provides a more accurate view of the bank's profitability by adjusting for the expected credit risk inherent in the loan portfolio. It is essential for evaluating the bank's ability to generate sustainable earnings while maintaining adequate credit loss reserves.