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OptimumBank Holdings OPHC Data processing and equipment

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Other financials

Income statement

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Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%
Enterprise value-$65.72M-47.1%
P/E4.1×+0.5×
P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's data processing and equipment?
OptimumBank Holdings (OPHC) reported data processing and equipment of $914K in Q1 2026.
How has OptimumBank Holdings's data processing and equipment changed year-over-year?
OptimumBank Holdings's data processing and equipment increased by 71.5% year-over-year, from $533K to $914K.
What is the long-term trend for OptimumBank Holdings's data processing and equipment?
Over 4 years (2021 to 2025), OptimumBank Holdings's data processing and equipment has grown at a 37.6% compound annual growth rate (CAGR), from $765K to $2.74M.
What does data processing and equipment mean?
Covers the costs associated with maintaining the bank's core banking systems, digital platforms, and data processing infrastructure. This expense category is critical for assessing the bank's investment in digital transformation and operational security. It reflects the ongoing commitment to modernizing banking services and maintaining competitive technological capabilities.