What is the long-term trend for OptimumBank Holdings's time deposits, at or above FDIC insurance limit?

Over 3 years (2022 to 2025), OptimumBank Holdings's time deposits, at or above FDIC insurance limit has grown at a 26.2% compound annual growth rate (CAGR), from $47.3M to $95M.

OptimumBank Holdings OPHC Time Deposits, at or Above FDIC Insurance Limit

Time Deposits, at or Above FDIC Insurance Limit at other companies

Wells Fargo & CompanyWFC

$41.44B+39.6%

JPMorgan ChaseJPM

——

SR Bancorp, Inc.SRBK

——

OP BancorpOPBK

——

Other financials

Income statement

See full

Revenue$15.0M+40.5%

Net income$4.7M+20.5%

EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%

Total debt$2.6M-3.6%

Total equity$126.8M+17.4%

Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%

CapEx$439.0K+55.1%

Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%

Enterprise value-$65.72M-47.1%

P/E4.1×+0.5×

P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp

FCF margin40.1%+3.0pp

Returns & leverage

See full

Return on equity14.9%-0.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit.

The official record: OptimumBank Holdings’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's time deposits, at or above FDIC insurance limit?: OptimumBank Holdings (OPHC) reported time deposits, at or above FDIC insurance limit of $95M in Q4 2025.
What is the long-term trend for OptimumBank Holdings's time deposits, at or above FDIC insurance limit?: Over 3 years (2022 to 2025), OptimumBank Holdings's time deposits, at or above FDIC insurance limit has grown at a 26.2% compound annual growth rate (CAGR), from $47.3M to $95M.