Where do OptimumBank Holdings's ratios come from?

Every ratio is computed from OptimumBank Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	32.5%-1.2pp	33.7%-0.5pp	34.2%0.0pp	34.2%-1.5pp	35.7%+2.3pp
Free cash flow margin	40.1%+5.8pp	34.3%-1.2pp	35.5%-6.9pp	42.5%+5.4pp	37.1%-0.1pp
Returns
Return on equity	14.9%+0.1pp	14.8%-0.2pp	15%+0.2pp	14.9%-0.5pp	15.3%+0.1pp
Return on assets	1.6%-0.1pp	1.6%+0.1pp	1.6%0.0pp	1.6%0.0pp	1.5%0.0pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$71.65M+34.4%	$49.02M+1.7%	$48.18M-7.4%	$52.06M+7.8%	$48.3M+0.6%
Enterprise value	-$65.72M-47.1%	-$62.79M+65.9%	-$184.06M-44.9%	-$127.04M-37.5%	-$92.41M-116%
Price / earnings	4.1×+0.5×	2.9×-0.1×	3.1×-0.5×	3.5×+0.2×	3.3×-0.4×
Price / sales	1.3×+0.1×	1×-0.1×	1×-0.2×	1.2×0.0×	1.2×0.0×
Price / book	0.6×+0.1×	0.4×0.0×	0.4×-0.1×	0.5×0.0×	0.4×0.0×
EV / sales	-1.2×+1.7×	-1.3×+2.7×	-4×-1.0×	-2.9×-0.7×	-2.3×-1.2×
Free cash flow yield	30.6%-4.4pp	34.6%+0.6pp	34%-1.2pp	35.2%+3.7pp	31.4%+1.0pp
Earnings yield	24.8%-3.3pp	34%+1.3pp	32.7%+4.4pp	28.3%-2.0pp	30.3%+2.9pp
PEG ratio	0.2×+0.1×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0×0.0×

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Where do OptimumBank Holdings's ratios come from?: Every ratio is computed from OptimumBank Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.