Where do OptimumBank Holdings's ratios come from?

Every ratio is computed from OptimumBank Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	32.5%-3.2pp	33.7%+0.3pp	34.2%+2.7pp	34.2%+5.6pp	35.7%+11.0pp
Free cash flow margin	40.1%+3.0pp	34.3%-2.9pp	35.5%+11.2pp	42.5%+24.1pp	37.1%+8.4pp
Returns
Return on equity	14.9%-0.5pp	14.8%-0.4pp	15%+0.3pp	14.9%+2.2pp	15.3%+5.2pp
Return on assets	1.6%0.0pp	1.6%+0.1pp	1.6%+0.1pp	1.6%+0.3pp	1.5%+0.6pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$71.65M+37.0%	$49.02M+2.1%	$48.18M+8.9%	$52.06M+25.7%	$48.3M+43.1%
Enterprise value	-$65.72M-48.2%	-$62.79M-46.6%	-$184.06M-116%	-$127.04M-110%	-$92.41M+19.8%
Price / earnings	4.1×+0.6×	2.9×-0.7×	3.1×-0.7×	3.5×-0.7×	3.3×-1.2×
Price / sales	1.3×+0.1×	1×-0.2×	1×-0.1×	1.2×0.0×	1.2×+0.1×
Price / book	0.6×+0.1×	0.4×-0.1×	0.4×-0.1×	0.5×0.0×	0.4×0.0×
EV / sales	-1.2×+1.7×	-1.3×-0.2×	-4×-1.7×	-2.9×-1.2×	-2.3×+1.5×
Free cash flow yield	30%-5.0pp	34.6%+4.1pp	34%+13.5pp	35.2%+20.1pp	31.4%+5.6pp
Earnings yield	24.3%-3.8pp	34%+6.6pp	32.7%+6.2pp	28.3%+4.9pp	30.3%+8.0pp
PEG ratio	0.2×+0.1×	0.1×+0.1×	0.1×+0.1×	0.1×0.0×	0×0.0×

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Where do OptimumBank Holdings's ratios come from?: Every ratio is computed from OptimumBank Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.