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OptimumBank Holdings OPHC Ratios & Valuation

FY'25FY'24FY'23FY'22
Profitability
Net margin33.7%+0.3pp33.4%+10.3pp23.1%+1.7pp21.4%-34.9pp
Returns
Return on equity14.8%-0.4pp15.2%+5.7pp9.5%+1.5pp8%-14.4pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.0×0.0×0.0×0.0×
Valuation
Market capitalization$71.65M+37.0%$48.03M+58.4%$30.32M+9.5%$27.68M+48.9%
Price / earnings4.1×+0.6×3.7×-1.2×4.8×-2.1×6.9×+3.9×
Price / sales1.3×+0.1×1.2×+0.1×1.1×-0.4×1.5×-0.2×
Price / book0.6×+0.1×0.5×0.0×0.4×0.0×0.4×0.0×

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Questions, answered.

Where do OptimumBank Holdings's ratios come from?
Every ratio is computed from OptimumBank Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.