Skip to content

Pagaya Technologies PGY Return on assets

Return on assets at other companies

Fair Isaac logo
Fair IsaacFICO
39.1%+6.5pp
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
1.9%+1.2pp
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
2.7%+0.1pp
nCino, Inc. logo
nCino, Inc.NCNO
0.8%+0.5pp
The Bancorp logo
The BancorpTBBK
2.4%-0.1pp
OppFi logo
OppFiOPFI
9.7%+8.1pp

Other financials

Income statement

See full
Revenue$317.9M+9.6%
Gross profit$140.4M+14.2%
Operating income$80.0M+67.8%
Net income$24.7M+213%
EPS (diluted)$0.28+180%

Balance sheet

See full
Cash & equivalents$380.0M+65.5%
Total debt$507.6M+43.8%
Total equity$529.3M+57.8%
Total assets$1.6B+29.0%

Cash flow

See full
Operating cash flow$43.2M+25.4%
CapEx$3.2M-15.9%
Free cash flow$40.0M+30.5%

Valuation

See full
Market cap$1.26B-9.9%
Enterprise value$1.39B-8.8%
P/E12.8×
P/S-0.4×

Profitability

See full
Gross margin42.9%+0.4pp
Operating margin22.3%+12.4pp
Net margin7.4%+4.0pp
FCF margin17.6%

Returns & leverage

See full
Return on equity22.7%+12.8pp
Debt / equity-0.1×
Current ratio1.4×-0.1×

Where this comes from

Calculated from Pagaya Technologies’s reported figures.

Based on trailing twelve months.

The official record: Pagaya Technologies’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Pagaya Technologies's return on assets.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Pagaya Technologies's return on assets?
Pagaya Technologies (PGY) reported return on assets of 6.7% in Q1 2026.
How has Pagaya Technologies's return on assets changed year-over-year?
Pagaya Technologies's return on assets increased by 124.9% year-over-year, from -27% to 6.7%.
What is the long-term trend for Pagaya Technologies's return on assets?
Over 2 years (2023 to 2025), Pagaya Technologies's return on assets has grown at a -29.1% compound annual growth rate (CAGR), from -11.4% to 5.7%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.