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OppFi OPFI Return on assets

Return on assets at other companies

Enova International logo
Enova InternationalENVA
5.3%+0.7pp
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
1.9%+1.2pp
Oaktree Specialty Lending logo
Oaktree Specialty LendingOCSL
1.7%+1.4pp
World Acceptance logo
World AcceptanceWRLD
3.4%-5.3pp
Blue Owl Technology Finance Corp. logo
Blue Owl Technology Finance Corp.OTF
3%-0.1pp
Q2 Holdings logo
Q2 HoldingsQTWO
5.7%+4.7pp

Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$751.46M+138%
Enterprise value$662.47M+175%
P/E11.4×-20.5×
P/S+1.1×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Calculated from OppFi’s reported figures.

Based on trailing twelve months.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's return on assets?
OppFi (OPFI) reported return on assets of 9.7% in Q1 2026.
How has OppFi's return on assets changed year-over-year?
OppFi's return on assets increased by 488.9% year-over-year, from 1.7% to 9.7%.
What is the long-term trend for OppFi's return on assets?
Over 4 years (2021 to 2025), OppFi's return on assets has grown at a 24.4% compound annual growth rate (CAGR), from 1.6% to 3.8%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.