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Regional Management Corporation RM Insurance Claims Reserves And Certain Direct Expenses

Insurance Claims Reserves And Certain Direct Expenses at other companies

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Other financials

Income statement

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Revenue$167.3M+9.4%
Net income$11.4M+62.7%
EPS (diluted)$1.18+68.6%

Balance sheet

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Cash & equivalents$4.9M+16.9%
Total debt$1.7B+9.8%
Total equity$375.8M+5.0%
Total assets$2.1B+9.1%

Cash flow

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Operating cash flow$81.0M+27.2%
CapEx$1.1M-12.9%
Free cash flow$79.9M+28.1%

Valuation

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Market cap$358.47M+28.3%
Enterprise value$2.01B+12.7%
P/E7.3×-1.1×
P/S0.5×+0.1×

Profitability

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Net margin7.4%+1.9pp
FCF margin48.8%+3.7pp

Returns & leverage

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Return on equity13.3%+3.8pp
Debt / equity4.4×+0.2×

Where this comes from

Reported directly by Regional Management Corporation in its filing.

Tagged under the XBRL concept rm:InsuranceClaimsReservesAndCertainDirectExpenses.

The official record: Regional Management Corporation’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Regional Management Corporation's insurance claims reserves and certain direct expenses?
Regional Management Corporation (RM) reported insurance claims reserves and certain direct expenses of $3.3M in Q4 2025.
How has Regional Management Corporation's insurance claims reserves and certain direct expenses changed year-over-year?
Regional Management Corporation's insurance claims reserves and certain direct expenses decreased by 20.6% year-over-year, from $4.15M to $3.3M.
What is the long-term trend for Regional Management Corporation's insurance claims reserves and certain direct expenses?
Over 4 years (2021 to 2025), Regional Management Corporation's insurance claims reserves and certain direct expenses has grown at a -7.1% compound annual growth rate (CAGR), from $17.74M to $13.2M.
What does insurance claims reserves and certain direct expenses mean?
The total costs incurred related to insurance claims, including provisions for future claims and direct administrative expenses associated with managing insurance policies. This metric measures the direct cost of goods sold for the insurance business line. Monitoring this helps assess the underwriting profitability and risk management effectiveness of the company's insurance offerings.