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Root, Inc. ROOT Increase (Decrease) in Reinsurance Recoverable

Increase (Decrease) in Reinsurance Recoverable at other companies

Progressive logo
ProgressivePGR
-$80M+74.7%
Allstate logo
AllstateALL
-$78M-106%
Lemonade logo
LemonadeLMND
-$7.9M-166%
Safety Insurance Group logo
Safety Insurance GroupSAFT
$5.08M-64.8%
Kemper logo
KemperKMPR
-$2.8M-411%
The Hanover Insurance Group logo
The Hanover Insurance GroupTHG
$40.6M+2.3%

Other financials

Income statement

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Revenue$393.5M+12.6%
Operating income$40.9M+72.6%
Net income$35.9M+95.1%
EPS (diluted)$2.09+95.3%

Balance sheet

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Cash & equivalents$608.9M-0.3%
Total debt$200.3M+0.2%
Total equity$325.9M+42.5%
Total assets$1.7B+6.3%

Cash flow

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Operating cash flow$9.3M-65.3%
CapEx-—
Free cash flow$70.1M+1.3%

Valuation

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Market cap$840.38M-61.1%
Enterprise value$431.78M-75.6%
P/E14.5×-24.4×
P/S0.5×-1.2×

Profitability

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Operating margin5.1%-2.6pp
Net margin3.7%-0.7pp
FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity20.8%-7.3pp
Debt / equity0.6×-0.3×

Where this comes from

Reported directly by Root, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInReinsuranceRecoverable.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s increase (decrease) in reinsurance recoverable?
Root, Inc. (ROOT) reported increase (decrease) in reinsurance recoverable of -$5.8M in Q1 2026.
How has Root, Inc.'s increase (decrease) in reinsurance recoverable changed year-over-year?
Root, Inc.'s increase (decrease) in reinsurance recoverable decreased by 11.5% year-over-year, from -$5.2M to -$5.8M.
What does increase (decrease) in reinsurance recoverable mean?
This tracks the change in amounts expected to be recovered from reinsurers for losses already incurred and reported. It reflects the company's reliance on reinsurance partners to offset claims costs and the timing of those cash inflows.