Where do Root, Inc.'s ratios come from?

Every ratio is computed from Root, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Root, Inc. ROOT Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Operating margin	4.1%-2.6pp	6.7%+28.9pp	-22.3%+62.4pp	-84.7%+55.8pp
Net margin	2.7%0.0pp	2.6%+35.0pp	-32.4%+63.4pp	-95.8%+55.1pp
EBITDA margin	4.9%-3.1pp	7.9%+27.4pp	-19.5%+60.7pp	-80.2%+55.5pp
Free cash flow margin	13.6%-3.0pp	16.6%—	——	-67.8%+50.4pp
Returns
Return on equity	16.5%-0.2pp	16.7%+83.3pp	-66.6%+6.6pp	-73.2%-6.7pp
Return on assets	2.5%+0.4pp	2.2%+13.3pp	-11.1%+11.5pp	-22.6%+11.2pp
Efficiency
Asset turnover	1×+0.1×	0.8×+0.5×	0.3×+0.1×	0.2×0.0×
Leverage
Debt-to-equity	0.7×-0.3×	1×-0.8×	1.9×+0.8×	1.1×+1.1×
Debt-to-assets	0.1×0.0×	0.1×-0.1×	0.2×0.0×	0.2×+0.2×
Net debt / EBITDA	-6.6×-2.4×	-4.2×—	——	——
Interest coverage	2.9×+1.1×	1.9×+4.1×	-2.2×+5.4×	-7.6×+16.7×
Per Share
Book value per share	$16.63+37.9%	$12.05+4.7%	$11.51-41.4%	$19.65-49.4%
Valuation
Market capitalization	$840.38M-61.1%	$1.1B+616%	$153.01M+142%	$63.31M-91.9%
Enterprise value	$431.78M-75.6%	$701.91M+420%	-$219.49M+44.3%	-$393.89M-538%
Price / earnings	14.5×-24.4×	35.5×—	——	——
Price / sales	0.5×-1.2×	0.9×+0.6×	0.3×+0.1×	0.2×-2.1×
Price / book	2.5×-6.8×	5.4×+4.5×	0.9×+0.7×	0.2×-1.2×
EV / EBITDA	4.6×-10.9×	7.5×—	——	——
EV / sales	0.3×-1.1×	0.6×+1.1×	-0.5×+0.8×	-1.3×-1.5×
Free cash flow yield	18.4%+0.6pp	17.8%—	——	-332.7%-281pp
Earnings yield	7%+4.4pp	2.8%+99.2pp	-96.3%+374pp	-470.2%-404pp
PEG ratio	3.5×—	——	——	——

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Root, Inc..

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

Where do Root, Inc.'s ratios come from?: Every ratio is computed from Root, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.