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Root, Inc. ROOT Florida — Total

Other geography segments

Texas
$31.5M
Georgia
$17.9M
Pennsylvania
$8.3M
Colorado
$7.8M
Nevada
$7.6M
South Carolina
$5.7M
Oklahoma
$5M
Arizona
$4.4M

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LMNDFlorida — Amount
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EIGFLORIDA — Premiums Written, Gross
$15.25M-4.8%
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PLMRFL — Premiums Written Gross
$29.89M+60.3%
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PLMRFL — Percentage Of Gross Written Premiums
4.7%+0.5pp
HCI Group logo
HCIFL — Gross Premiums Earned Property And Casualty
$297.1M+9.7%
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HCINon Florida — Gross Premiums Earned Property And Casualty
$29.11M-1.6%

Other financials

Income statement

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Revenue$393.5M+12.6%
Operating income$40.9M+72.6%
Net income$35.9M+95.1%
EPS (diluted)$2.09+95.3%

Balance sheet

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Cash & equivalents$608.9M-0.3%
Total debt$200.3M+0.2%
Total equity$325.9M+42.5%
Total assets$1.7B+6.3%

Cash flow

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Operating cash flow$9.3M-65.3%
CapEx-
Free cash flow$70.1M+1.3%

Valuation

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Market cap$840.38M-61.1%
Enterprise value$431.78M-75.6%
P/E14.5×-24.4×
P/S0.5×-1.2×

Profitability

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Operating margin5.1%-2.6pp
Net margin3.7%-0.7pp
FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity20.8%-7.3pp
Debt / equity0.6×-0.3×

Where this comes from

Reported directly by Root, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PremiumsWrittenGross.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s florida — total?
Root, Inc. (ROOT) reported florida — total of $39.6M in Q1 2026.
How has Root, Inc.'s florida — total changed year-over-year?
Root, Inc.'s florida — total increased by 27.3% year-over-year, from $31.1M to $39.6M.
What is the long-term trend for Root, Inc.'s florida — total?
Over 3 years (2022 to 2025), Root, Inc.'s florida — total has grown at a 277.3% compound annual growth rate (CAGR), from $2.4M to $128.9M.
What does florida — total mean?
This metric represents the total gross written premiums or revenue generated from insurance policies issued within the Florida geographic market. It serves as a key indicator of the company's regional market penetration and the scale of its direct-to-consumer footprint in this specific state. Monitoring this figure helps investors assess the growth trajectory and geographic concentration risk within the company's overall insurance portfolio.