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Sezzle SEZL Q4 2024 Annual earnings

Reported February 25, 2025 · After market close

Revenue$98.2MBeat by $24.3M
EPS$0.73Beat by $0.22
Revenue estimate$73.9M
EPS estimate$0.51

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$135.1M
EPS estimate$1.03

Financials

Q4 2024

Income statement

See full
Revenue$98.2M+101%
Operating income$30.9M+303%
Net income$25.4M+763%
EPS (diluted)$0.70+37.3%

Balance sheet

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Cash & equivalents$73.2M+8.2%
Total debt$919.0K-28.7%
Total equity$87.8M+298%
Total assets$298.4M+40.3%

Cash flow

See full
Operating cash flow$57.4M+482%
CapEx$34.0K+21.1%
Free cash flow$57.4M+481%

Valuation & ratios

Valuation

as of 12/31/24
See full
Market cap$1.43B+1,127%
Enterprise value$1.36B+2,593%
P/E18.3×+1.8×
P/S5.3×+4.6×

Profitability

See full
Operating margin30.3%+16.4pp
Net margin29%+24.5pp
FCF margin48.2%+38.5pp

Returns & leverage

See full
Return on equity142.9%+97.0pp
Debt / equity0.0×
Current ratio2.4×+1.3×

Segments

By product

See full
Consumer Fees$28.2M
Merchant And Partner Income$26.6M
Late Payment Fees$11.7M

Versus estimates

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Questions, answered.

When did Sezzle report Q4 2024 earnings?
Sezzle (SEZL) reported Q4 2024 earnings on February 25, 2025 after market close.
What were Sezzle's Q4 2024 revenue and EPS?
Sezzle reported revenue of $98.2M and eps of $0.73 for Q4 2024.
Did Sezzle beat estimates in Q4 2024?
Revenue beat the consensus estimate of $73.9M by $24.3M. EPS beat the consensus estimate of $0.51 by $0.22.
Where can I find Sezzle's Q4 2024 SEC filings?
You can read the 10-K periodic report (0001662991-25-000041) directly on SEC EDGAR. The filing index links above go to sec.gov.