Where do SoFi Technologies, Inc.'s ratios come from?

Every ratio is computed from SoFi Technologies, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Gross margin	331.9%+1.4pp	330.5%+0.4pp	330.1%-0.2pp	330.3%-0.4pp	330.7%-0.5pp
Net margin	65.6%-2.6pp	68.2%-5.3pp	73.5%—	——	——
Returns
Return on equity	29.6%-1.1pp	30.8%-2.8pp	33.6%—	——	——
Return on invested capital	83.2%-1.8pp	85%+2.9pp	82.1%—	——	——
Efficiency
Asset turnover	0.3×0.0×	0.3×0.0×	0.3×0.0×	0.3×0.0×	0.3×0.0×
Leverage
Debt-to-equity	1.3×-0.3×	1.6×-0.3×	1.9×-0.2×	2.1×0.0×	2×0.0×
Net debt / EBITDA	-2.4×-1.2×	-1.2×-2.1×	0.9×—	——	——
Per Share
Book value per share	$28.83+8.3%	$26.61+10.2%	$24.16+5.5%	$22.90+1.1%	$22.64+0.2%
Valuation
Market capitalization	$102.41B+7.9%	$94.91B+20.7%	$78.62B+41.9%	$55.4B+23.4%	$44.88B+14.2%
Price / earnings	184.3×+8.6×	175.6×+35.0×	140.6×—	——	——
Price / sales	29.5×+0.6×	28.9×+2.9×	26.1×+6.2×	19.8×+2.8×	17×+1.4×
Price / book	11.2×0.0×	11.2×+0.6×	10.6×+2.2×	8.4×+1.4×	7×+0.7×
EV / EBITDA	53.3×+0.1×	53.2×+4.2×	49×—	——	——

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Where do SoFi Technologies, Inc.'s ratios come from?: Every ratio is computed from SoFi Technologies, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.