SoFi Technologies, Inc. SOFI Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | 330.5%-0.7pp | 331.2%+4.7pp | 326.4%+15.0pp | 311.4%+22.9pp | |
| Net margin | 68.2%— | —— | —— | -113.3%— | |
| Returns | |||||
| Return on equity | 30.8%— | —— | —— | —— | |
| Return on invested capital | 85%— | —— | —— | —— | |
| Efficiency | |||||
| Asset turnover | 0.3×0.0× | 0.3×0.0× | 0.4×-0.2× | 0.5×— | |
| Leverage | |||||
| Debt-to-equity | 1.6×-0.5× | 2.1×-2.6× | 4.7×+1.0× | 3.7×— | |
| Net debt / EBITDA | -1.2×— | —— | —— | —— | |
| Per Share | |||||
| Book value per share | $26.61+17.8% | $22.60+2.3% | $22.10-4.9% | $23.24+2.8% | |
| Valuation | |||||
| Market capitalization | $94.91B+141% | $39.3B+27.6% | $30.8B+38.8% | $22.19B-53.8% | |
| Price / earnings | 175.6×— | —— | —— | —— | |
| Price / sales | 28.9×+13.3× | 15.6×-0.4× | 16×-1.5× | 17.5×-39.4× | |
| Price / book | 11.2×+4.9× | 6.4×+0.4× | 5.9×+1.7× | 4.3×— | |
| EV / EBITDA | 53.2×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do SoFi Technologies, Inc.'s ratios come from?
- Every ratio is computed from SoFi Technologies, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
