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SoFi Technologies, Inc. SOFI Ratios & Valuation

FY'25FY'24FY'23FY'22
Profitability
Gross margin330.5%-0.7pp331.2%+4.7pp326.4%+15.0pp311.4%+22.9pp
Net margin68.2%-113.3%
Returns
Return on equity30.8%
Return on invested capital85%
Efficiency
Asset turnover0.3×0.0×0.3×0.0×0.4×-0.2×0.5×
Leverage
Debt-to-equity1.6×-0.5×2.1×-2.6×4.7×+1.0×3.7×
Net debt / EBITDA-1.2×
Per Share
Book value per share$26.61+17.8%$22.60+2.3%$22.10-4.9%$23.24+2.8%
Valuation
Market capitalization$94.91B+141%$39.3B+27.6%$30.8B+38.8%$22.19B-53.8%
Price / earnings175.6×
Price / sales28.9×+13.3×15.6×-0.4×16×-1.5×17.5×-39.4×
Price / book11.2×+4.9×6.4×+0.4×5.9×+1.7×4.3×
EV / EBITDA53.2×

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Questions, answered.

Where do SoFi Technologies, Inc.'s ratios come from?
Every ratio is computed from SoFi Technologies, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.