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SoFi Technologies, Inc. SOFI Financial Services — Directly Attributable Expenses

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Other financials

Income statement

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Revenue$1.1B+42.6%
Gross profit$929.2M+46.1%
Net income$166.7M+134%
EPS (diluted)$0.12+100%

Balance sheet

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Cash & equivalents$3.8B+38.5%
Total debt$1.9B-39.0%
Total equity$10.8B+61.9%
Total assets$53.7B+42.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23B+26.2%
Enterprise value$21.15B+8.5%
P/E39.9×+7.4×
P/S5.8×-0.1×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.6%-2.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity6.6%-1.1pp
Debt / equity0.2×-0.3×
Current ratio0.2×

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept sofi:DirectlyAttributableExpenses.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s financial services — directly attributable expenses?
SoFi Technologies, Inc. (SOFI) reported financial services — directly attributable expenses of $224.07M in Q1 2026.
How has SoFi Technologies, Inc.'s financial services — directly attributable expenses changed year-over-year?
SoFi Technologies, Inc.'s financial services — directly attributable expenses increased by 50.2% year-over-year, from $149.15M to $224.07M.
What is the long-term trend for SoFi Technologies, Inc.'s financial services — directly attributable expenses?
Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s financial services — directly attributable expenses has grown at a 38.9% compound annual growth rate (CAGR), from $193M to $718.78M.
What does financial services — directly attributable expenses mean?
The sum of all operating costs that can be directly traced to the financial services segment, excluding corporate overhead. This metric is used to calculate the segment's contribution profit and assess its standalone profitability. It is a primary indicator of the segment's cost structure.