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SoFi Technologies, Inc. SOFI Technology Platform — Product Fulfillment Expense

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Other financials

Income statement

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Revenue$1.1B+42.6%
Gross profit$929.2M+46.1%
Net income$166.7M+134%
EPS (diluted)$0.12+100%

Balance sheet

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Cash & equivalents$3.8B+38.5%
Total debt$1.9B-39.0%
Total equity$10.8B+61.9%
Total assets$53.7B+42.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23B+26.2%
Enterprise value$21.15B+8.5%
P/E39.9×+7.4×
P/S5.8×-0.1×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.6%-2.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity6.6%-1.1pp
Debt / equity0.2×-0.3×
Current ratio0.2×—

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept sofi:ProductFulfillmentExpense.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s technology platform — product fulfillment expense?
SoFi Technologies, Inc. (SOFI) reported technology platform — product fulfillment expense of $2.53M in Q1 2026.
How has SoFi Technologies, Inc.'s technology platform — product fulfillment expense changed year-over-year?
SoFi Technologies, Inc.'s technology platform — product fulfillment expense decreased by 81.9% year-over-year, from $13.96M to $2.53M.
What is the long-term trend for SoFi Technologies, Inc.'s technology platform — product fulfillment expense?
Over 3 years (2022 to 2025), SoFi Technologies, Inc.'s technology platform — product fulfillment expense has grown at a 9.0% compound annual growth rate (CAGR), from $39.24M to $50.85M.
What does technology platform — product fulfillment expense mean?
Captures the costs directly associated with delivering and implementing technology platform products to end-users or enterprise clients. This includes expenses related to onboarding, technical integration, and the final delivery of service features.