Is Synchrony Financial profitable?

Synchrony Financial reported $3.6B in net income over the trailing twelve months.

What is Synchrony Financial's earnings per share?

Synchrony Financial's diluted EPS over the trailing twelve months is $9.69.

Where does Synchrony Financial's income statement data come from?

Every line is extracted from Synchrony Financial's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Synchrony Financial SYF Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	$18.47B+2.5%	$18.01B+6.0%	$17B+8.8%	$15.63B+9.7%
Total noninterest income	$520M-65.8%	$1.52B+426%	$289M-23.9%	$380M-21.0%
Total interest income	$22.6B-0.2%	$22.65B+9.3%	$20.71B+20.8%	$17.15B+12.3%
Total interest expense (banking)	$3.33B-12.5%	$3.81B+28.9%	$2.95B+193%	$1.01B+78.1%
Compensation and benefits	$2.09B+11.8%	$1.87B-0.6%	$1.88B+12.1%	$1.68B+12.0%
Professional fees	$936M0.0%	$936M+11.2%	$842M+1.2%	$832M+6.4%
Provision for credit losses	$5.23B-22.4%	$6.73B+12.9%	$5.97B+76.7%	$3.38B+365%
Other operating expenses	$696M-1.1%	$704M-11.2%	$793M+11.1%	$714M+10.9%
Total noninterest expense	$5.14B+6.1%	$4.84B+1.7%	$4.76B+9.7%	$4.34B+9.4%
Interest expense	$4.14B-10.8%	$4.63B+24.9%	$3.71B+144%	$1.52B+47.4%
Interest income	$21.7B+0.5%	$21.6B+8.5%	$19.9B+17.9%	$16.88B+10.9%
Income before income taxes	$4.62B+1.5%	$4.55B+56.8%	$2.9B-26.7%	$3.96B-28.0%
Income tax expense	$1.07B+1.4%	$1.05B+58.3%	$666M-29.6%	$946M-26.2%
Net income	$3.55B+1.5%	$3.5B+56.3%	$2.24B-25.8%	$3.02B-28.5%
Diluted earnings per share	$9.31+9.1%	$8.53+64.0%	$5.20-15.2%	$6.13-16.6%
Basic earnings per share	$9.40+9.0%	$8.62+65.1%	$5.22-15.5%	$6.18-16.5%
Data processing and equipment	$899M+12.0%	$803M+12.8%	$712M+14.3%	$623M+13.3%
Interest and Fee Income, Loans and Leases	$21.7B+0.5%	$21.6B+8.5%	$19.9B+17.9%	$16.88B+10.9%
Interest on senior and subordinated unsecured notes	$388M-3.2%	$401M-4.3%	$419M+32.2%	$317M—
Interest Expense, Deposits	$3.33B-12.5%	$3.81B+28.9%	$2.95B+193%	$1.01B+78.1%
Interest Income (Expense), Operating	$18.47B+2.5%	$18.01B+6.0%	$17B+8.8%	$15.63B+9.7%
Interest Income (Expense), after Retailer Share Arrangements and Provision for Loan Loss	$9.24B+17.3%	$7.87B+6.8%	$7.37B-6.9%	$7.92B-11.9%
Interest Income Operating	$22.6B-0.2%	$22.65B+9.3%	$20.71B+20.8%	$17.15B+12.3%
Interest on cash and debt securities	$903M-13.9%	$1.05B+29.8%	$808M+205%	$265M+516%
Marketing and business development	$511M-2.5%	$524M-0.6%	$527M+8.2%	$487M+0.2%
Noninterest Expense	$5.14B+6.1%	$4.84B+1.7%	$4.76B+9.7%	$4.34B+9.4%
Noninterest Expense, Loyalty Programs	$1.44B+4.1%	$1.38B+0.9%	$1.37B+9.0%	$1.26B+26.7%
Interchange revenue	$1.07B+4.0%	$1.03B-0.5%	$1.03B+5.0%	$982M+11.6%
Protection product revenue	——	$562M+10.2%	$510M+31.8%	$387M+36.3%
Total provisions for credit losses	$5.23B-22.4%	$6.73B+12.9%	$5.97B+76.7%	$3.38B+365%
Retailer Share Arrangements	$4.01B+17.6%	$3.41B-6.9%	$3.66B-15.5%	$4.33B-4.4%

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Questions, answered.

Is Synchrony Financial profitable?: Synchrony Financial reported $3.6B in net income over the trailing twelve months.
What is Synchrony Financial's earnings per share?: Synchrony Financial's diluted EPS over the trailing twelve months is $9.69.
Where does Synchrony Financial's income statement data come from?: Every line is extracted from Synchrony Financial's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.