When did Tompkins Financial report Q4 2024 earnings?

Tompkins Financial (TMP) reported Q4 2024 earnings on January 31, 2025 before market open.

What were Tompkins Financial's Q4 2024 revenue and EPS?

Tompkins Financial reported revenue of $76.2M and eps of $1.37 for Q4 2024.

Did Tompkins Financial beat estimates in Q4 2024?

Revenue missed the consensus estimate of $77.7M by $1.6M. EPS beat the consensus estimate of $1.16 by $0.21.

Where can I find Tompkins Financial's Q4 2024 SEC filings?

You can read the 10-K periodic report (0001005817-25-000006) directly on SEC EDGAR. The filing index links above go to sec.gov.

Tompkins Financial TMP Q4 2024 Annual earnings

Reported January 31, 2025 · Before market open

Revenue$76.2MMiss by $1.6M

EPS$1.37Beat by $0.21

Revenue estimate$77.7M

EPS estimate$1.16

Next report

Oct 23, 2026 (in 3 months)

Revenue estimate$89.8M

EPS estimate$1.92

Financials

Q4 2024

Income statement

See full

Revenue$77.1M+8.3%

Net income$19.7M+31.0%

EPS (diluted)$1.38+31.4%

Balance sheet

See full

Cash & equivalents$134.4M+69.0%

Total debt$426.7M+518%

Total equity$713.4M+6.7%

Total assets$8.1B+3.7%

Cash flow

See full

Operating cash flow$23.2M+22.8%

CapEx$1.6M+9.0%

Free cash flow$21.7M+24.0%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$976.32M+14.2%

Enterprise value$1.27B+50.2%

P/E13.8×-76.2×

P/S3.3×-0.6×

Profitability

See full

Net margin23.7%+19.4pp

FCF margin29.7%-7.8pp

Returns & leverage

See full

Return on equity10.3%+8.8pp

Debt / equity0.6×+0.5×

Segments

By product

See full

Insurance Revenues$9.8M+4.7%

Investment Service Income$4.9M+9.1%

Versus estimates

Revenue

Q2 2026$87.1MBeat by $185.5K Q1 2026$83.7MBeat by $50.5K Q4 2025$194.8MBeat by $58.7M Q3 2025$87.4MBeat by $742.0K Q2 2025$82.6MMiss by $2.9M Q1 2025$81.7MBeat by $1.7M

Diluted EPS

Q2 2026$2.04Beat by $0.22 Q1 2026$1.82Beat by $0.11 Q4 2025$1.78Beat by $0.02 Q3 2025$1.65Miss by $0.05 Q2 2025$1.50Beat by $0.07 Q1 2025$1.37Beat by $0.06

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Questions, answered.

When did Tompkins Financial report Q4 2024 earnings?: Tompkins Financial (TMP) reported Q4 2024 earnings on January 31, 2025 before market open.
What were Tompkins Financial's Q4 2024 revenue and EPS?: Tompkins Financial reported revenue of $76.2M and eps of $1.37 for Q4 2024.
Did Tompkins Financial beat estimates in Q4 2024?: Revenue missed the consensus estimate of $77.7M by $1.6M. EPS beat the consensus estimate of $1.16 by $0.21.
Where can I find Tompkins Financial's Q4 2024 SEC filings?: You can read the 10-K periodic report (0001005817-25-000006) directly on SEC EDGAR. The filing index links above go to sec.gov.