Skip to content

Tompkins Financial TMP Well-Capitalized Regulatory Requirement

Well-Capitalized Regulatory Requirement at other companies

Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$569.52M+5.3%
WSFS Financial logo
WSFS FinancialWSFS
$1.61B-1.5%
1st Source Corporation logo
1st Source CorporationSRCE
$792.49M+0.6%
Tompkins Financial logo
Tompkins FinancialTMP
$648.18M+6.4%
Heritage Financial logo
Heritage FinancialHFWA
$557.63M-0.9%
ESQ
Esquire Financial Holdings, Inc.ESQ
$187.71M+26.1%

Other financials

Income statement

See full
Revenue$83.7M+2.4%
Net income$26.1M+32.5%
EPS (diluted)$1.82+32.8%

Balance sheet

See full
Cash & equivalents$171.4M-11.2%
Total debt$122.1M-71.4%
Total equity$946.7M+27.7%
Total assets$8.7B+6.1%

Cash flow

See full
Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

See full
Market cap$1.34B+53.1%
P/E-3.9×
P/S+0.1×

Profitability

See full
Net margin37.3%+13.4pp
FCF margin28.8%0.0pp

Returns & leverage

See full
Return on equity19.8%+9.4pp
Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept us-gaap:CapitalRequiredToBeWellCapitalized.

The official record: Tompkins Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

Ask your AI about Tompkins Financial's well-capitalized regulatory requirement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Tompkins Financial's well-capitalized regulatory requirement?
Tompkins Financial (TMP) reported well-capitalized regulatory requirement of $648.18M in Q4 2025.
How has Tompkins Financial's well-capitalized regulatory requirement changed year-over-year?
Tompkins Financial's well-capitalized regulatory requirement increased by 6.4% year-over-year, from $609.38M to $648.18M.
What is the long-term trend for Tompkins Financial's well-capitalized regulatory requirement?
Over 5 years (2020 to 2025), Tompkins Financial's well-capitalized regulatory requirement has grown at a 5.3% compound annual growth rate (CAGR), from $500.72M to $648.18M.
What does well-capitalized regulatory requirement mean?
This metric defines the specific capital threshold an institution must meet to be classified as 'well-capitalized' under prompt corrective action regulatory frameworks. Achieving this status is essential for maintaining operational autonomy and avoiding restrictive regulatory oversight. It serves as a key benchmark for investors to gauge the institution's financial strength relative to industry safety standards.