What are Trupanion's total assets?

Trupanion (TRUP) holds $921.6M in total assets, up 10.1% year over year.

How much debt does Trupanion have?

Trupanion carries $109.3M in total debt against $394.8M of shareholders' equity, a debt-to-equity ratio of 0.28.

How much cash does Trupanion have?

Trupanion holds $182.9M in cash and equivalents.

Can Trupanion cover its short-term obligations?

Its current ratio is 1.73 — current assets exceed current liabilities.

Where does Trupanion's balance sheet data come from?

Every line is extracted from Trupanion's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Trupanion TRUP Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Cash and cash equivalents	$182.87M-11.2%	$171.46M-14.1%	$188.91M+17.4%	$164.47M+11.4%	$206.01M+21.5%
Restricted cash	$29.42M-25.9%	$33.43M-14.8%	$34.14M+45.9%	$41.73M+79.5%	$39.7M+71.8%
Accounts receivable, net	$304.8M+5.1%	$301.95M+10.2%	$302.53M+4.4%	$292.82M+2.4%	$290.1M+4.2%
Prepaid expenses and other current assets	$16.71M+1.8%	$18.39M+15.6%	$16.96M+1.6%	$16.67M+6.1%	$16.42M-3.9%
Trading assets	$5K-99.6%	$5K-99.9%	$661K-88.8%	$0-100%	$1.18M-71.0%
Total current assets	$705.17M+12.2%	$691.06M+15.7%	$668.03M+11.4%	$629.08M+8.7%	$628.34M+10.1%
Property and equipment, net	$102.61M+0.7%	$104.84M+2.6%	$104.68M+1.8%	$101.79M-2.2%	$101.94M-2.3%
Construction in progress	——	——	——	——	——
Accumulated depreciation	——	——	——	——	——
Goodwill	$38.62M+0.8%	$39.38M+6.5%	$40.38M-10.6%	$40.99M-4.7%	$38.32M-10.8%
Intangible assets, net	$23.68M+95.3%	$24.1M+82.9%	$24.77M+66.4%	$26.13M+64.1%	$12.13M-29.6%
Deferred tax assets	$955K-49.3%	$1.51M-98.3%	$2.25M+4.0%	$2.01M-10.4%	$1.88M-21.5%
Other non-current assets	$21.1M+29.0%	$21.24M+20.8%	$7.19M-55.1%	$7.9M-52.8%	$16.36M-9.2%
Long-term investments	$230.21M+48.0%	$232.71M+58.2%	$193.76M+24.5%	$196.85M+28.8%	$155.51M+20.8%
Available-for-sale securities	$150.14M+48.5%	$151.99M+49.4%	$131.77M+18.4%	$137.74M+28.3%	$101.12M+15.7%
Held-to-maturity securities	$29.43M+47.0%	$33.17M+155%	$14.83M-33.4%	$18.59M-28.0%	$20.02M-22.8%
Deferred policy acquisition costs	——	——	——	——	——
Total assets	$921.58M+10.1%	$915.04M+13.4%	$880.17M+7.8%	$847.79M+6.5%	$837.16M+6.0%
Accrued expenses	$42.33M+14.7%	$56.51M+2,825%	$43.58M+30.2%	$37.63M+8.5%	$36.91M+21.1%
Deferred revenue	$286.51M+7.2%	$11.07M-95.6%	$279.71M+7.5%	$272.12M+7.7%	$267.36M+7.3%
Current portion of long-term debt	$10M+641%	$10M+641%	$750K-44.4%	$1.35M0.0%	$1.35M0.0%
Operating lease liabilities, current	——	——	——	——	——
Total current liabilities	$408.37M+10.6%	$409.81M+17.2%	$390.77M+8.0%	$372.29M+4.6%	$369.34M+5.1%
Long-term debt	$99.35M-22.1%	$101.78M-20.2%	$113.79M-10.8%	$113.12M-11.3%	$127.53M0.0%
Operating lease liabilities, non-current	——	——	——	——	——
Operating Lease Liabilities (Total)	——	——	——	——	——
Other non-current liabilities	$18.09M+282%	$18M+302%	$4.8M+9.6%	$4.92M+9.5%	$4.74M+2.5%
Reserve for insurance claims	$56.7M+4.9%	$55.92M-17.4%	$53.97M-4.8%	$52.52M-13.3%	$54.04M-13.2%
Total liabilities	$526.76M+4.6%	$531.11M+9.8%	$511.61M+3.2%	$492.34M+0.5%	$503.49M+3.6%
Preferred stock	$0—	$0—	$0—	$0—	$0—
Common stock	$0—	$0—	$0—	$0—	$0—
Additional paid-in capital	$613.62M+6.1%	$604.83M+6.4%	$595.8M+6.2%	$587.29M+6.2%	$578.29M+6.2%
Retained earnings	-$201.58M+11.3%	-$206.46M+8.6%	-$212.09M+6.8%	-$217.96M+4.8%	-$227.37M-1.9%
Accumulated other comprehensive income (loss)	-$693K+3.1%	$2.1M+180%	$1.38M-57.5%	$2.66M+250%	-$715K+54.8%
Treasury stock	$16.53M0.0%	$16.53M0.0%	$16.53M0.0%	$16.53M0.0%	$16.53M0.0%
Total stockholders' equity	$394.82M+18.3%	$383.94M+18.8%	$368.56M+15.1%	$355.45M+16.2%	$333.67M+10.0%
Total liabilities and stockholders' equity	$921.58M+10.1%	$915.04M+13.4%	$880.17M+7.8%	$847.79M+6.5%	$837.16M+6.0%
Available-for-Sale Debt Securities - Amortized Cost	$5K-99.6%	$5K-99.9%	$651K-89.0%	$0-100%	$1.17M-71.4%
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	$5K-99.6%	$5K-99.9%	$651K-89.0%	$0-100%	$1.17M-71.4%
Available-for-Sale Debt Securities - Fair Value (Maturing Within 1 Year)	$28.43M+44.7%	$32.2M+155%	$13.85M-37.4%	$18.41M-25.8%	$19.65M-21.1%
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$877K+31,618%	$967K-74.8%	$1.05M-87.2%	$2.44M-84.5%	$2.77K—
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$877K+31,618%	$967K-74.8%	$1.05M-87.2%	$2.44M-84.5%	$2.77K—
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$112.23M+713,215%	$10.73M-70.2%	$11M+61.8%	$22.79M-51.2%	$15.73K—
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$112.23M+713,215%	$10.73M-70.2%	$11M+61.8%	$22.79M-51.2%	$15.73K—
Available-for-Sale Debt Securities - Unrealized Loss Position	$590K—	$26K—	$34K—	——	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$877K+31,618%	$967K-74.8%	$1.05M-87.2%	$2.44M-84.5%	$2.77K—
AFS and Trading Securities - Unrealized Loss Position Fair Value	$113.11M+611,338%	$11.7M-70.6%	$12.05M+11,954%	$25.23M+4,946%	$18.5K-96.3%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$112.23M+713,215%	$10.73M-70.2%	$11M+61.8%	$22.79M-51.2%	$15.73K—
Allowance for Doubtful Accounts	——	——	——	$1.6M+56.5%	$1.05M-4.3%
Cash, Cash Equivalents, and Marketable Securities	$113.11M+611,338%	$11.7M-70.6%	$12.05M+11,954%	$25.23M+4,946%	$18.5K-96.3%
Prepaid expenses and other	$16.71M+1.8%	$18.39M+15.6%	$16.96M+1.6%	$16.67M+6.1%	$16.42M-3.9%
Accumulated Goodwill Impairment Losses	——	——	——	——	——
Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)	$150.39M+50.0%	$150.95M+48.9%	$130.76M+19.3%	$136.77M+27.4%	$100.29M+14.7%
Available-for-Sale Debt Securities - Fair Value (No Single Maturity Date)	$150.4M+48.2%	$150.95M+43.0%	$131.41M+13.8%	$136.77M+23.2%	$101.46M+10.9%
Available-for-Sale Securities (Non-Current)	$986K+162%	$983K+164%	$981K-93.1%	$167K-98.8%	$376K-97.1%
Deferred Finance Costs, Gross	$800K-86.4%	$800K-86.4%	$5.9M0.0%	$5.9M0.0%	$5.9M0.0%
Deferred Tax Assets and Other Non-Current Assets	$21.1M+29.0%	$21.24M+20.8%	$7.19M-55.1%	$7.9M-52.8%	$16.36M-9.2%
Finite-Lived Intangible Assets - Expected Amortization Expense (Year One)	——	——	——	——	——
Finite-Lived Intangible Assets - Expected Amortization Expense (Year Five)	——	——	——	——	——
Held-to-Maturity Debt Securities - Fair Value	$986K+162%	$988K+166%	$984K+496%	$167K-83.2%	$376K-62.3%
Held-to-Maturity Debt Securities - Maturing 1 to 5 Years	$986K+162%	$988K+166%	$984K+496%	$167K-83.2%	$376K-62.3%
Indefinite-Lived Intangible Assets	——	——	——	——	——
Intangible Assets Gross (Excluding Goodwill)	——	——	——	——	——
Net Operating Loss Carryforwards	——	——	——	——	——
Other intangible assets—net	$23.68M+95.3%	$24.1M+82.9%	$24.77M+66.4%	$26.13M+64.1%	$12.13M-29.6%
Long- term Investments	$986K+162%	$983K+164%	$981K-93.1%	$167K-98.8%	$376K-97.1%
Other non-current assets	$21.1M+29.0%	$21.24M+20.8%	$7.19M-55.1%	$7.9M-52.8%	$16.36M-9.2%
Property, plant and equipment at cost	——	——	——	——	——
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2026, $85; 2025, $84)	$230.21M+48.0%	$232.71M+58.2%	$193.76M+24.5%	$196.85M+28.8%	$155.51M+20.8%
Software and Technology Licenses, Net	$21.1M+29.0%	$21.24M+20.8%	$7.19M-55.1%	$7.9M-52.8%	$16.36M-9.2%
Other Commercial Liabilities	$42.33M+14.7%	$56.51M+68.8%	$43.58M+30.2%	$37.63M+8.5%	$36.91M+21.1%
Accrued Liabilities, Current	$42.33M+14.7%	$56.51M+68.8%	$43.58M+30.2%	$37.63M+8.5%	$36.91M+21.1%
Deferred income	$286.51M+7.2%	$270.94M+7.7%	$279.71M+7.5%	$272.12M+7.7%	$267.36M+7.3%
Liability for Claims and Claims Adjustment Expense	$56.7M+4.9%	$55.92M+8.3%	$53.97M-4.8%	$52.52M-13.3%	$54.04M-13.2%
Lease Liability Payments Due	——	——	——	——	——
Operating Lease Liability Payments Due	——	——	——	——	——
Operating Lease Liability - Undiscounted Excess Amount	——	——	——	——	——
Debt Instrument Face Amount	$110M-16.4%	$112.5M-14.7%	$116.23M-12.1%	$116.41M-12.2%	$131.6M-1.0%
Debt Instrument Stated Interest Rate	6.5%-3.0%	6.4%-3.1%	9.2%-1.3%	9.5%-1.0%	9.5%-1.0%
Debt Maturity - 1 to 5 Years	$986K+162%	$983K+164%	$981K+498%	$167K-83.3%	$376K-62.3%
Debt Maturity - 2027	$92.5M+6,752%	$10M-86.1%	$750K-44.4%	$1.35M0.0%	$1.35M0.0%
Unamortized Discount and Issuance Costs	$800K-86.4%	$800K-86.4%	$5.9M0.0%	$5.9M0.0%	$5.9M0.0%
Deferred Tax Liabilities - Deferred Expense	——	——	——	——	——
Deferred Tax Liabilities - Leasing Arrangements	——	——	——	——	——
Accrued taxes and other expenses	——	——	——	——	——
Notes Payable - Fair Value	$2.4M-35.1%	$2.5M-41.9%	$2.6M-46.9%	$3.1M-42.6%	$3.7M-39.3%
Total debt	$109.35M-15.2%	$125.95M-2.6%	$114.54M-11.1%	$114.47M-11.2%	$128.88M0.0%
Unrecognized Tax Benefits	——	——	——	——	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$17K+56,567%	$12K-76.0%	$18K-82.0%	$21K-89.5%	$30—
Common Stock Par Value Per Share	——	——	——	$0.000.0%	$0.000.0%
Common Stock Shares Issued	——	——	——	44.2M+2.4%	43.8M+1.8%
Common Stock Shares Outstanding	$1.39M-76.9%	$4.18M-64.5%	$6.35M-35.2%	$9.56M+62.8%	$6.04M+14.5%
Convertible Preferred Stock Authorized Shares	10M0.0%	10M0.0%	10M0.0%	10M0.0%	10M0.0%
Convertible Preferred Stock Issued Shares	——	——	——	0—	0—
Convertible Preferred Stock Outstanding Shares	——	——	——	0—	0—
Treasury Stock, Value	$16.53M0.0%	$16.53M0.0%	$16.53M0.0%	$16.53M0.0%	$16.53M0.0%
Investments - Gross Unrealized Losses	$113.11M+611,338%	$11.7M-70.6%	$12.05M+11,954%	$25.23M+4,946%	$18.5K-96.3%
Number of Exercisable Options	$1.39M-76.9%	$4.18M-64.5%	$6.35M-35.2%	$9.56M+62.8%	$6.04M+14.5%
Preferred Stock Par Value Per Share	——	——	——	$0.000.0%	$0.000.0%
Share-Based Payment Award Options Outstanding - Number	168.5K—	——	——	——	——
Weighted Average Exercise Price of Outstanding Options	$17.34+18.2%	$16.20+13.3%	$15.40+8.1%	$15.16+8.8%	$14.67+5.2%
Weighted Average Exercise Price of Vested and Expected to Vest Options	$17.34+18.2%	$16.20+13.3%	$15.40+8.1%	$15.16+8.8%	$14.67+5.2%
Components	——	——	——	——	——
Accounts Receivable, Unaffiliated General Agents	——	——	——	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$150.39M+50.0%	$150.95M+48.9%	$130.76M+19.3%	$136.77M+27.4%	$100.29M+14.7%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$150.14M+48.5%	$151.99M+49.4%	$131.77M+18.4%	$137.74M+28.3%	$101.12M+15.7%
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost	$150.4M+48.2%	$150.95M+43.0%	$131.41M+13.8%	$136.77M+23.2%	$101.46M+10.9%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One	$5K-99.6%	$5K-99.9%	$651K-89.0%	$0-100%	$1.17M-71.4%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	$5K-99.6%	$5K-99.9%	$661K-88.8%	$0-100%	$1.18M-71.0%
Cash Designated for Paying Reinsurance Claims	——	——	——	——	——
Other Commitment	——	——	——	——	——
Common stock, par value (in dollars per share)	——	——	——	$00.0%	$00.0%
Common stock, shares authorized (in shares)	$100M0.0%	$100M0.0%	$100M0.0%	$100M0.0%	$100M0.0%
Common stock, shares issued (in shares)	——	——	——	$44.22M+2.4%	$43.8M+1.8%
Common Stock, Shares, Outstanding	$43.62M+2.0%	$43.4M+2.2%	$43.19M+2.0%	$43.19M+2.4%	$42.78M+1.8%
Construction work in progress	——	——	——	——	——
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$17K+56,567%	$12K-76.0%	$18K-82.0%	$21K-89.5%	$30—
Less than 12 months	$112.23M+713,215%	$10.73M-70.2%	$11M+61.8%	$22.79M-51.2%	$15.73K—
12 months or more	$877K+31,618%	$967K-74.8%	$1.05M-87.2%	$2.44M-84.5%	$2.77K—
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$573K—	$14K—	$16K—	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$590K—	$26K—	$34K—	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	——	——	——	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position	$113.11M+611,338%	$11.7M-70.6%	$12.05M+11,954%	$25.23M+4,946%	$18.5K-96.3%
Deferred income taxes	$955K-49.3%	$1.51M-16.7%	$2.25M+4.0%	$2.01M-10.4%	$1.88M-21.5%
Deferred Revenue from Fronting Agreement	——	——	——	——	——
Deferred Tax and Other Liabilities, Noncurrent	——	——	——	——	——
DeferredTaxAssetsLeasingArrangements	——	——	——	——	——
Deferred Tax Assets, Operating Loss Carryforwards	——	——	——	——	——
Fixed assets	——	——	——	——	——
Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-Based Compensation Cost	——	——	——	——	——
Other	——	——	——	——	——
Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Loss Reserves	——	——	——	——	——
Federal and state intangible assets	——	——	——	——	——
Deferred Tax Liabilities, Other	——	——	——	——	——
Depreciation and amortization	——	——	——	——	——
Other	——	——	——	——	——
Deposit Assets	——	——	——	——	——
Finite-Lived Customer Relationships, Gross	——	——	——	——	——
Finite-Lived Developed Technologies, Gross	——	——	——	——	——
Finite-Lived Intangible Assets, Accumulated Amortization	——	——	——	——	——
2028	——	——	——	——	——
2030	——	——	——	——	——
2031	——	——	——	——	——
2027	——	——	——	——	——
2029	——	——	——	——	——
Finite Lived Intangible Assets Amortization Expense After Year Five	——	——	——	——	——
Operating Leases, Future Minimum Payments Receivable	——	——	——	——	——
Finite-Lived Patents, Gross	——	——	——	——	——
Finite Lived Trade Names Gross	——	——	——	——	——
Goodwill, Gross	——	——	——	——	——
Goodwill accumulated impairment losses	——	——	——	——	——
1-5 years	$986K+162%	$983K+164%	$981K+498%	$167K-83.3%	$376K-62.3%
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date	$29.43M+47.0%	$33.17M+155%	$14.83M-33.4%	$18.59M-28.0%	$20.02M-22.8%
Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Fair Value	$29.41M+46.9%	$33.19M+155%	$14.84M-33.4%	$18.58M-28.0%	$20.03M-22.7%
Within 1 year	$28.44M+44.8%	$32.19M+155%	$13.85M-37.3%	$18.42M-25.8%	$19.64M-21.2%
Impairment, Amount, License Intangibles	——	——	——	——	——
Indefinite- lived intangible impairment	——	——	——	——	——
Lessee Operating Lease Liability Payments Due	——	——	——	——	——
Lessee Operating Lease Liability Undiscounted Excess Amount	——	——	——	——	——
Amount outstanding under the credit facility	$110M-16.4%	$112.5M-14.7%	$116.23M-12.1%	$116.41M-12.2%	$131.6M-1.0%
Line of Credit Facility, Periodic Payment, Principal Percentage	——	0.3%0.0%	0.3%0.0%	0.3%0.0%	0.3%0.0%
2028	$10M+888%	$10M+641%	$187K-86.1%	$675K-50.0%	$1.01M-25.0%
2029	$92.5M+6,752%	$10M-86.1%	$750K-44.4%	$1.35M0.0%	$1.35M0.0%
2027	——	——	——	——	——
Operating Lease Weighted Average Discount Rate Percent	——	——	——	——	——
Operating Leases Future Minimum Payments Due	——	——	——	——	——
Operating Leases Future Minimum Payments Due Thereafter	——	——	——	——	——
Operating Loss Carryforwards	——	——	——	——	——
Preferred Stock, Par or Stated Value Per Share	——	——	——	$00.0%	$00.0%
Preferred Stock, Shares Authorized	$10M0.0%	$10M0.0%	$10M0.0%	$10M0.0%	$10M0.0%
Preferred Stock, Shares Issued	——	——	——	$0—	$0—
Preferred Stock, Shares Outstanding	——	——	——	$0—	$0—
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Exercise Price	$17.34+18.2%	$16.2+13.3%	$15.4+8.1%	$15.16+8.8%	$14.67+5.2%
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number	$168.52K—	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$17.34+18.2%	$16.2+13.3%	$15.4+8.1%	$15.16+8.8%	$14.67+5.2%
Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value	$1.39M-76.9%	$4.18M-64.5%	$6.35M-35.2%	$9.56M+62.8%	$6.04M+14.5%
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Intrinsic Value	$1.39M-76.9%	$4.18M-64.5%	$6.35M-35.2%	$9.56M+62.8%	$6.04M+14.5%
Total deferred taxes	——	——	——	——	——
Aggregate Available	——	——	——	——	——
Treasury stock, shares (in shares)	——	——	——	$1.03M0.0%	$1.03M0.0%
Unrecognized tax benefits	——	——	——	——	——
Stated Maturities	——	——	——	——	——

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Questions, answered.

What are Trupanion's total assets?: Trupanion (TRUP) holds $921.6M in total assets, up 10.1% year over year.
How much debt does Trupanion have?: Trupanion carries $109.3M in total debt against $394.8M of shareholders' equity, a debt-to-equity ratio of 0.28.
How much cash does Trupanion have?: Trupanion holds $182.9M in cash and equivalents.
Can Trupanion cover its short-term obligations?: Its current ratio is 1.73 — current assets exceed current liabilities.
Where does Trupanion's balance sheet data come from?: Every line is extracted from Trupanion's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.