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UMB Financial UMBF Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

State Street logo
State StreetSTT
$39.64B+22.9%
Webster Financial Corporation logo
Webster Financial CorporationWBS
$9.85B-2.9%
Citizens Financial Group logo
Citizens Financial GroupCFG
$41.67B+11.0%
Old National Bancorp logo
Old National BancorpONB
$12.93B+40.7%
Regions Financial logo
Regions FinancialRF
$40.06B-0.9%
Huntington Bancshares logo
Huntington BancsharesHBAN
$40.84B+35.2%

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's noninterest-bearing deposits?
UMB Financial (UMBF) reported noninterest-bearing deposits of $17.04B in Q1 2026.
How has UMB Financial's noninterest-bearing deposits changed year-over-year?
UMB Financial's noninterest-bearing deposits decreased by 7.5% year-over-year, from $18.43B to $17.04B.
What is the long-term trend for UMB Financial's noninterest-bearing deposits?
Over 5 years (2020 to 2025), UMB Financial's noninterest-bearing deposits has grown at a 11.7% compound annual growth rate (CAGR), from $9.88B to $17.14B.
What does noninterest-bearing deposits mean?
Customer deposits that do not earn interest, providing the bank with low-cost funding.
How do you interpret noninterest-bearing deposits?
Higher levels are favorable as they reduce the cost of funds, while a decline may increase interest expense and pressure margins.
How does noninterest-bearing deposits compare across companies?
A critical metric for assessing funding cost efficiency compared to peers.