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UMB Financial UMBF Net (decrease) increase in time deposits

Net (decrease) increase in time deposits at other companies

Commerce Bancshares logo
Commerce BancsharesCBSH
-$88.02M-119%
State Street logo
State StreetSTT
-$1.1B-141%
BOK Financial logo
BOK FinancialBOKF
$87.73M+227%

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInTimeDeposits.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's net (decrease) increase in time deposits?
UMB Financial (UMBF) reported net (decrease) increase in time deposits of -$550.34M in Q1 2026.
How has UMB Financial's net (decrease) increase in time deposits changed year-over-year?
UMB Financial's net (decrease) increase in time deposits decreased by 9.1% year-over-year, from -$504.3M to -$550.34M.
What does net (decrease) increase in time deposits mean?
The net change in money held in fixed-term customer deposit accounts.
How do you interpret net (decrease) increase in time deposits?
Increases may signal a strategy to lock in funding for longer durations, while decreases may reflect customers moving funds to higher-yielding alternatives or lower-cost accounts.
How does net (decrease) increase in time deposits compare across companies?
Standard metric for assessing the maturity profile of a bank's funding base.