How has UMB Financial's provision for loan, lease, and other losses changed year-over-year?

UMB Financial's provision for loan, lease, and other losses decreased by 68.6% year-over-year, from $86M to $27M.

What is the long-term trend for UMB Financial's provision for loan, lease, and other losses?

Over 4 years (2021 to 2025), UMB Financial's provision for loan, lease, and other losses has grown at a 66.7% compound annual growth rate (CAGR), from $20M to $154.5M.

UMB Financial UMBF Provision for Loan, Lease, and Other Losses

Provision for Loan, Lease, and Other Losses at other companies

U.S. BancorpUSB

$576M+7.3%

Webster Financial CorporationWBS

——

Regions FinancialRF

——

KeyCorpKEY

——

East-West BancorpEWBC

——

First Citizens BancSharesFCNCA

——

Segments

By segment

See full

Commercial Banking$23.78M-64.4%

Personal Banking$2.73M-85.5%

Institutional Banking$497K+14.3%

Other financials

Income statement

See full

Revenue$739.2M+31.1%

Net income$261.4M+221%

EPS (diluted)$3.35+177%

Balance sheet

See full

Total debt$477.2M-27.1%

Total equity$7.8B+16.0%

Total assets$72.7B+4.8%

Cash flow

See full

Operating cash flow$361.3M-0.5%

CapEx$4.5M-48.8%

Free cash flow$356.8M+0.7%

Valuation

See full

Market cap$10.11B+16.9%

P/E11.5×-9.5×

P/S3.6×-1.2×

Profitability

See full

Net margin31.2%+8.2pp

FCF margin34.7%—

Returns & leverage

See full

Return on equity12.1%+3.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's provision for loan, lease, and other losses?: UMB Financial (UMBF) reported provision for loan, lease, and other losses of $27M in Q1 2026.
How has UMB Financial's provision for loan, lease, and other losses changed year-over-year?: UMB Financial's provision for loan, lease, and other losses decreased by 68.6% year-over-year, from $86M to $27M.
What is the long-term trend for UMB Financial's provision for loan, lease, and other losses?: Over 4 years (2021 to 2025), UMB Financial's provision for loan, lease, and other losses has grown at a 66.7% compound annual growth rate (CAGR), from $20M to $154.5M.