How has UMB Financial's income before provision for income taxes changed year-over-year?

UMB Financial's income before provision for income taxes increased by 27.4% year-over-year, from $275.04M to $350.4M.

What is the long-term trend for UMB Financial's income before provision for income taxes?

Over 4 years (2021 to 2025), UMB Financial's income before provision for income taxes has grown at a 19.5% compound annual growth rate (CAGR), from $429.06M to $874.96M.

UMB Financial UMBF Income before provision for income taxes

Income before provision for income taxes at other companies

Agrify CorporationRYM

-$5.67M-73.2%

Ispire Technology Inc.ISPR

-$9.35M+12.5%

Solidion Technology, Inc.STI

-$1.43M-116%

Cato CorporationCATO

$9.83M+132%

Frequency ElectronicsFEIM

-$6.68M-308%

Wrap TechnologiesWRAP

-$2.58M—

Segments

By segment

See full

Commercial Banking$222.4M+212%

Institutional Banking$85.69M+49.7%

Personal Banking$23.19M+165%

Other financials

Income statement

See full

Revenue$778.0M+12.9%

Net income$271.8M+25.0%

EPS (diluted)$3.56+26.2%

Balance sheet

See full

Total debt$480.1M-27.0%

Total equity$8.0B+10.2%

Total assets$72.3B+0.7%

Cash flow

See full

Operating cash flow$361.3M-0.5%

CapEx$4.5M-48.8%

Free cash flow$356.8M+0.7%

Valuation

See full

Market cap$10.94B+32.0%

P/E11.7×-4.0×

P/S3.8×-0.2×

Profitability

See full

Net margin32.1%+6.9pp

FCF margin34.7%—

Returns & leverage

See full

Return on equity12.2%+2.2pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The official record: UMB Financial’s 8-K, filed July 28, 2026, on SEC EDGAR. View the filing →

Ask your AI about UMB Financial's income before provision for income taxes.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is UMB Financial's income before provision for income taxes?: UMB Financial (UMBF) reported income before provision for income taxes of $350.4M in Q2 2026.
How has UMB Financial's income before provision for income taxes changed year-over-year?: UMB Financial's income before provision for income taxes increased by 27.4% year-over-year, from $275.04M to $350.4M.
What is the long-term trend for UMB Financial's income before provision for income taxes?: Over 4 years (2021 to 2025), UMB Financial's income before provision for income taxes has grown at a 19.5% compound annual growth rate (CAGR), from $429.06M to $874.96M.