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UMB Financial UMBF Provision for Credit Losses

Provision for Credit Losses at other companies

Webster Financial Corporation logo
Webster Financial CorporationWBS
$54M-30.3%
Regions Financial logo
Regions FinancialRF
$91M-26.6%
KeyCorp logo
KeyCorpKEY
$106M-10.2%
East-West Bancorp logo
East-West BancorpEWBC
$36M-26.5%
First Citizens BancShares logo
First Citizens BancSharesFCNCA
$72M-53.2%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$1.14B+21.8%

Segments

By segment

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Commercial Banking$23.78M-64.4%
Personal Banking$2.73M-85.5%
Institutional Banking$497K+14.3%

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's provision for credit losses?
UMB Financial (UMBF) reported provision for credit losses of $27M in Q1 2026.
How has UMB Financial's provision for credit losses changed year-over-year?
UMB Financial's provision for credit losses decreased by 68.6% year-over-year, from $86M to $27M.
What is the long-term trend for UMB Financial's provision for credit losses?
Over 4 years (2021 to 2025), UMB Financial's provision for credit losses has grown at a 66.7% compound annual growth rate (CAGR), from $20M to $154.5M.
What does provision for credit losses mean?
The amount of money a bank sets aside to cover potential losses from unpaid loans.
How do you interpret provision for credit losses?
An increase suggests management anticipates higher credit risk or economic deterioration, while a decrease implies improving credit quality.
How does provision for credit losses compare across companies?
Standard for all commercial banks; peers adjust this based on their specific loan portfolio risk profiles.