UMB Financial UMBF Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income Loss by Business | ||||||
| Commercial Banking | $175.52M+16.2% | $151.1M+4.8% | $144.21M+3.2% | $139.79M+124% | $62.39M-24.1% | |
| Institutional Banking | $67.62M+12.4% | $60.16M+15.7% | $51.99M-4.3% | $54.35M+8.6% | $50.04M+11.2% | |
| Personal Banking | $18.3M— | —— | -$7.88M-134% | $23.26M+175% | -$31.1M-332% | |
| Revenue by Business | ||||||
| Commercial Banking | $44.24M+0.6% | $43.99M-5.5% | $46.55M0.0% | $46.56M+14.8% | $40.57M+29.0% | |
| Institutional Banking | $111.3M+3.9% | $107.17M+3.3% | $103.7M+4.3% | $99.4M+3.8% | $95.73M+0.7% | |
| Personal Banking | $33.83M-3.1% | $34.9M+1.9% | $34.25M+2.1% | $33.54M+10.5% | $30.34M+21.5% | |
| Interest Income Expense Net by Business | ||||||
| Commercial Banking | $365.34M+0.6% | $363.05M+9.5% | $331.56M+2.8% | $322.62M+17.8% | $273.92M+51.6% | |
| Institutional Banking | $77.29M+10.7% | $69.83M+14.5% | $61M-8.0% | $66.33M+8.5% | $61.16M+16.6% | |
| Personal Banking | $91.74M+2.4% | $89.63M+8.7% | $82.49M+5.7% | $78.07M+24.8% | $62.56M+74.9% | |
| Other Segment Items by Business | ||||||
| Commercial Banking | $16.51M-19.7% | $20.56M+52.2% | $13.51M-6.5% | $14.46M+26.1% | $11.46M+26.7% | |
| Institutional Banking | $9.26M-1.6% | $9.41M-1.3% | $9.54M+6.4% | $8.96M-4.3% | $9.37M-33.6% | |
| Personal Banking | $11.21M-17.1% | $13.52M-6.6% | $14.47M-25.8% | $19.51M+147% | $7.91M+14.1% | |
| Noninterest Income by Business | ||||||
| Commercial Banking | $46.29M+7.4% | $43.09M-23.2% | $56.09M+29.8% | $43.22M+16.1% | $37.22M+22.8% | |
| Institutional Banking | $121.83M+3.8% | $117.33M+1.7% | $115.38M+6.8% | $108M+4.0% | $103.8M-4.6% | |
| Personal Banking | $36.68M-3.4% | $37.95M+19.2% | $31.83M-55.1% | $70.97M+182% | $25.18M-3.6% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| Commercial Banking | $222.4M+17.3% | $189.67M+4.7% | $181.15M+2.4% | $176.86M+148% | $71.37M-28.4% | |
| Institutional Banking | $85.69M+13.4% | $75.59M+15.8% | $65.3M-5.0% | $68.76M+20.1% | $57.25M+6.7% | |
| Personal Banking | $23.19M— | —— | -$9.9M-134% | $29.42M+183% | -$35.58M-320% | |
| Income Tax Expense Benefit by Business | ||||||
| Commercial Banking | $46.89M+21.5% | $38.57M+4.4% | $36.94M-0.3% | $37.07M+312% | $8.99M-48.5% | |
| Institutional Banking | $18.06M+17.1% | $15.43M+15.9% | $13.32M-7.6% | $14.41M+99.9% | $7.21M-16.6% | |
| Personal Banking | $4.89M+366% | -$1.84M+8.9% | -$2.02M-133% | $6.17M+238% | -$4.48M-251% | |
| Noninterest Expense by Business | ||||||
| Commercial Banking | $165.45M-14.9% | $194.46M+4.0% | $187.03M+9.6% | $170.65M-1.4% | $173.01M+81.3% | |
| Institutional Banking | $112.93M+1.7% | $111.05M+0.4% | $110.61M+5.2% | $105.14M-2.0% | $107.27M+0.1% | |
| Personal Banking | $102.5M-14.6% | $120.05M-1.3% | $121.64M+3.6% | $117.38M+12.3% | $104.51M+54.2% | |
| Noninterest Expense Payment Processing by Business | ||||||
| Commercial Banking | $2.85M-23.5% | $3.72M+84.4% | $2.02M-44.2% | $3.62M+14.1% | $3.17M+25.7% | |
| Institutional Banking | $6.51M+8.2% | $6.02M-7.9% | $6.53M+20.4% | $5.42M-10.2% | $6.04M+42.9% | |
| Personal Banking | $2.51M-1.7% | $2.55M-13.5% | $2.95M-11.3% | $3.33M-7.1% | $3.59M+42.2% | |
| Goodwill by Business | ||||||
| Commercial Banking | $1.04B-0.1% | $1.04B+0.3% | $1.04B+1.3% | $1.03B+4.9% | $978.1M+1,450% | |
| Institutional Banking | $76.49M0.0% | $76.49M0.0% | $76.49M0.0% | $76.49M0.0% | $76.49M0.0% | |
| Personal Banking | $719.86M-0.1% | $720.76M+0.3% | $718.95M+1.3% | $709.9M+8.9% | $652.1M+862% | |
| Labor And Related Expense by Business | ||||||
| Commercial Banking | $56.43M0.0% | $56.41M+6.9% | $52.76M-1.7% | $53.69M+0.2% | $53.59M+78.0% | |
| Institutional Banking | $50.64M-1.0% | $51.13M+3.4% | $49.45M+4.6% | $47.28M+0.2% | $47.19M+2.9% | |
| Personal Banking | $39.92M-1.6% | $40.59M+2.1% | $39.76M+0.8% | $39.45M+9.6% | $36M+44.4% | |
| Business Acquisition Of HTLF by Business | ||||||
| Commercial Banking | -$1.34M-149% | $2.72M-80.0% | $13.56M+58.7% | $8.55M-99.1% | $954.64M— | |
| Personal Banking | -$892K-149% | $1.81M-80.0% | $9.04M+58.7% | $5.7M-99.1% | $636.43M— | |
| Amortization Of Intangible Assets by Business | ||||||
| Institutional Banking | $1.97M+0.5% | $1.96M+7.4% | $1.83M+2.8% | $1.78M-0.6% | $1.79M0.0% | |
| Personal Banking | $75K-27.2% | $103K0.0% | $103K0.0% | $103K0.0% | $103K-21.4% | |
| Average Assets by Business | ||||||
| Commercial Banking | $34.94B+7,271% | $474M-98.6% | $34.22B+0.9% | $33.92B+12.9% | $30.03B+19,527% | |
| Institutional Banking | $21.5B+5,055% | $417M-97.9% | $20.06B+5.7% | $18.98B+3.6% | $18.32B+4,672% | |
| Personal Banking | $13.99B+6,174% | $223M-98.4% | $14.22B+1.7% | $13.98B+20.2% | $11.62B+17,249% | |
| Noninterest Expense Transfer Agent And Custodian Fees by Business | ||||||
| Commercial Banking | $4.03M+0.5% | $4.01M+25.0% | $3.21M-14.9% | $3.77M+2.9% | $3.66M+48.3% | |
| Institutional Banking | $10.67M+12.0% | $9.53M+2.3% | $9.31M-4.8% | $9.78M-8.2% | $10.65M+31.8% | |
| Personal Banking | $4.38M-7.8% | $4.75M+1.9% | $4.66M-5.7% | $4.95M+11.4% | $4.44M+28.6% | |
| Provision For Loan Lease And Other Losses by Business | ||||||
| Commercial Banking | $23.78M+8.1% | $22M+13.0% | $19.47M+6.2% | $18.33M-72.5% | $66.75M+317% | |
| Institutional Banking | $497K-4.2% | $519K+12.8% | $460K+7.0% | $430K-1.1% | $435K+8.2% | |
| Personal Banking | $2.73M+10.1% | $2.48M-3.8% | $2.58M+15.2% | $2.24M-88.1% | $18.81M+627% | |
| Revenue Not From Contract With Customer by Product | ||||||
| Credit Card | -$12.17M+4.6% | -$12.76M+2.1% | -$13.04M+4.9% | -$13.71M-16.2% | -$11.8M-8.9% | |
| Deposit Account | $32K+6.7% | $30K+11.1% | $27K-28.9% | $38K-2.6% | $39K+21.9% | |
| Investment Securities Gains Losses Net | $3.05M+41.2% | $2.16M+153% | -$4.09M-111% | $37.69M+888% | -$4.78M-906% | |
| Other Financial Services | $16.9M+0.3% | $16.84M-41.9% | $29M+130% | $12.59M+19.8% | $10.52M-42.1% | |
| Trading And Investment Banking | $7.62M+26.2% | $6.04M-12.6% | $6.91M+13.5% | $6.09M+9.0% | $5.58M-3.9% | |
| Revenue by Product | ||||||
| Brokerage Fees | $21.09M+2.9% | $20.5M+0.1% | $20.47M-0.3% | $20.53M+13.4% | $18.1M-2.9% | |
| Credit Card | $41.05M-1.8% | $41.81M-1.8% | $42.6M-0.3% | $42.72M+12.2% | $38.09M+19.3% | |
| Deposit Account | $29.44M+6.3% | $27.7M-4.9% | $29.12M+1.0% | $28.83M+5.1% | $27.42M+28.3% | |
| Fiduciary And Trust | $94.67M+2.4% | $92.43M+5.1% | $87.93M+5.6% | $83.26M+4.4% | $79.78M+3.8% | |
| Insurance Fees And Commissions | $255K+8.1% | $236K-23.1% | $307K+62.4% | $189K+6.2% | $178K-58.1% | |
| Other Financial Services | $2.74M-14.9% | $3.23M-18.4% | $3.95M+1.9% | $3.88M+41.4% | $2.74M+47.7% | |
| Trading And Investment Banking | $122K-23.8% | $160K+32.2% | $121K+42.4% | $85K-74.2% | $329K-12.0% | |
| Noninterest Income by Product | ||||||
| Brokerage Fees | $21.09M+2.9% | $20.5M+0.1% | $20.47M-0.3% | $20.53M+13.4% | $18.1M-2.9% | |
| Credit Card | $28.88M-0.6% | $29.05M-1.7% | $29.56M+1.9% | $29.02M+10.4% | $26.29M+24.7% | |
| Deposit Account | $29.47M+6.3% | $27.73M-4.9% | $29.15M+1.0% | $28.87M+5.1% | $27.46M+28.3% | |
| Fiduciary And Trust | $94.67M+2.4% | $92.43M+5.1% | $87.93M+5.6% | $83.26M+4.4% | $79.78M+3.8% | |
| Insurance Fees And Commissions | $255K+8.1% | $236K-23.1% | $307K+62.4% | $189K+6.2% | $178K-58.1% | |
| Investment Securities Gains Losses Net | $3.05M+41.2% | $2.16M+153% | -$4.09M-111% | $37.69M+888% | -$4.78M-906% | |
| Other Financial Services | $19.64M-2.1% | $20.07M-39.1% | $32.95M+100% | $16.47M+24.2% | $13.26M-33.8% | |
| Trading And Investment Banking | $7.74M+24.9% | $6.2M-11.8% | $7.03M+13.9% | $6.17M+4.4% | $5.91M-4.4% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does UMB Financial break its business down?
- UMB Financial (UMBF) reports net income loss by business across 3 parts — Commercial Banking, Institutional Banking and Personal Banking. Each is extracted from the segment footnotes and tracked over time.
- Where does UMB Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in UMB Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
