UMB Financial UMBF Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income Loss by Business | ||||||
| Commercial Banking | $610.61M+22.7% | $497.48M+16.1% | $428.55M+18.4% | $361.9M+23.2% | $293.82M-6.3% | |
| Institutional Banking | $234.12M+8.1% | $216.54M+7.5% | $201.4M+8.8% | $185.05M+7.0% | $173M+9.3% | |
| Revenue by Business | ||||||
| Commercial Banking | $181.35M+2.1% | $177.68M+7.6% | $165.12M+9.7% | $150.59M+11.5% | $135.02M+9.8% | |
| Institutional Banking | $421.57M+3.8% | $406M+3.1% | $393.87M+3.7% | $379.66M+3.6% | $366.37M+3.5% | |
| Personal Banking | $136.51M+2.6% | $133.02M+8.1% | $123.09M+8.9% | $113.02M+8.9% | $103.76M+7.2% | |
| Interest Income Expense Net by Business | ||||||
| Commercial Banking | $1.38B+7.1% | $1.29B+16.4% | $1.11B+17.3% | $945.63M+20.6% | $784.17M+17.3% | |
| Institutional Banking | $274.44M+6.2% | $258.31M+7.2% | $240.95M+7.2% | $224.71M+7.4% | $209.21M+6.1% | |
| Personal Banking | $341.93M+9.3% | $312.75M+20.8% | $258.9M+22.9% | $210.68M+27.1% | $165.72M+22.3% | |
| Other Segment Items by Business | ||||||
| Commercial Banking | $65.05M+8.4% | $60M+23.8% | $48.48M+13.0% | $42.88M+17.4% | $36.53M+8.0% | |
| Institutional Banking | $37.17M-0.3% | $37.28M-11.2% | $41.97M+1.2% | $41.47M+0.8% | $41.16M+0.6% | |
| Personal Banking | $58.71M+5.9% | $55.42M+13.5% | $48.84M+19.8% | $40.76M+48.9% | $27.37M+1.8% | |
| Noninterest Income by Business | ||||||
| Commercial Banking | $188.68M+5.1% | $179.61M+7.7% | $166.83M+17.4% | $142.13M+11.3% | $127.68M-5.0% | |
| Institutional Banking | $462.54M+4.1% | $444.51M+2.0% | $435.96M+3.8% | $420.18M+3.4% | $406.22M+3.1% | |
| Personal Banking | $177.43M+6.9% | $165.93M+7.7% | $154.1M+2.7% | $150.03M+48.3% | $101.17M+1.6% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| Commercial Banking | $770.08M+24.4% | $619.05M+17.0% | $529M+19.2% | $443.82M+24.6% | $356.25M-7.2% | |
| Institutional Banking | $295.34M+10.7% | $266.91M+9.0% | $244.98M+9.5% | $223.77M+8.2% | $206.89M+7.4% | |
| Income Tax Expense Benefit by Business | ||||||
| Commercial Banking | $159.47M+31.2% | $121.57M+21.0% | $100.45M+22.6% | $81.92M+31.2% | $62.43M-11.1% | |
| Institutional Banking | $61.22M+21.5% | $50.37M+15.6% | $43.58M+12.6% | $38.72M+14.3% | $33.88M-1.5% | |
| Personal Banking | $7.2M+432% | -$2.17M-35.1% | -$1.61M-273% | -$430K+94.7% | -$8.18M-78.6% | |
| Noninterest Expense by Business | ||||||
| Commercial Banking | $717.59M-1.0% | $725.15M+15.8% | $626.09M+18.8% | $526.89M+18.4% | $444.83M+21.2% | |
| Institutional Banking | $439.73M+1.3% | $434.07M+0.9% | $430.21M+2.5% | $419.6M+3.1% | $407.18M+2.4% | |
| Personal Banking | $461.58M-0.4% | $463.58M+12.7% | $411.3M+16.1% | $354.28M+16.3% | $304.65M+16.2% | |
| Noninterest Expense Payment Processing by Business | ||||||
| Commercial Banking | $12.21M-2.6% | $12.54M+10.6% | $11.34M-7.4% | $12.24M+0.5% | $12.17M+4.2% | |
| Institutional Banking | $24.49M+2.0% | $24.01M+8.1% | $22.22M-1.8% | $22.62M+0.1% | $22.6M+6.9% | |
| Personal Banking | $11.35M-8.7% | $12.42M+0.3% | $12.39M+4.9% | $11.81M+4.1% | $11.35M+4.4% | |
| Goodwill by Business | ||||||
| Commercial Banking | $4.15B+1.5% | $4.09B+31.5% | $3.11B+45.8% | $2.13B+82.5% | $1.17B+362% | |
| Institutional Banking | $305.97M0.0% | $305.97M0.0% | $305.97M0.0% | $305.97M0.0% | $305.97M0.0% | |
| Personal Banking | $2.87B+2.4% | $2.8B+30.4% | $2.15B+43.5% | $1.5B+75.1% | $855.44M+216% | |
| Labor And Related Expense by Business | ||||||
| Commercial Banking | $219.28M+1.3% | $216.44M+13.8% | $190.15M+15.8% | $164.16M+19.6% | $137.24M+23.8% | |
| Institutional Banking | $198.49M+1.8% | $195.04M+2.8% | $189.79M+4.0% | $182.55M+3.8% | $175.89M+4.4% | |
| Personal Banking | $159.72M+2.5% | $155.8M+11.2% | $140.13M+13.2% | $123.84M+15.6% | $107.15M+14.8% | |
| Business Acquisition Of HTLF by Business | ||||||
| Commercial Banking | $23.49M-97.6% | $979.46M— | —— | —— | —— | |
| Personal Banking | $15.66M-97.6% | $652.98M— | —— | —— | —— | |
| Amortization Of Intangible Assets by Business | ||||||
| Institutional Banking | $7.54M+2.5% | $7.35M+2.5% | $7.17M+0.6% | $7.13M-0.1% | $7.14M-0.6% | |
| Personal Banking | $384K-6.8% | $412K-6.4% | $440K-6.0% | $468K-5.6% | $496K-5.3% | |
| Average Assets by Business | ||||||
| Commercial Banking | $103.54B+5.0% | $98.64B+0.3% | $98.31B+14.8% | $85.62B+17.5% | $72.86B+13.3% | |
| Institutional Banking | $60.95B+5.5% | $57.78B+0.1% | $57.75B+10.5% | $52.28B+9.7% | $47.67B+11.0% | |
| Personal Banking | $42.41B+5.9% | $40.04B+0.4% | $39.89B+21.6% | $32.81B+27.2% | $25.79B+22.2% | |
| Noninterest Expense Transfer Agent And Custodian Fees by Business | ||||||
| Commercial Banking | $15.01M+2.5% | $14.65M+11.7% | $13.11M+7.7% | $12.18M+12.9% | $10.79M+16.2% | |
| Institutional Banking | $39.29M+0.1% | $39.27M+3.8% | $37.82M+3.7% | $36.47M+6.5% | $34.26M+12.5% | |
| Personal Banking | $18.75M-0.3% | $18.81M+7.4% | $17.51M+7.7% | $16.26M+12.5% | $14.45M+9.6% | |
| Provision For Loan Lease And Other Losses by Business | ||||||
| Commercial Banking | $83.58M-34.0% | $126.55M+5.0% | $120.56M+3.0% | $117.04M+5.7% | $110.77M+114% | |
| Institutional Banking | $1.91M+3.4% | $1.84M+6.8% | $1.73M+13.7% | $1.52M+11.9% | $1.36M+17.4% | |
| Personal Banking | $10.01M-61.6% | $26.1M-0.4% | $26.21M+3.0% | $25.44M+2.1% | $24.93M+207% | |
| Revenue Not From Contract With Customer by Product | ||||||
| Credit Card | -$51.68M-0.7% | -$51.3M-3.9% | -$49.38M-6.1% | -$46.52M-7.7% | -$43.2M-10.0% | |
| Deposit Account | $127K-5.2% | $134K-1.5% | $136K+0.7% | $135K+8.0% | $125K+10.6% | |
| Investment Securities Gains Losses Net | $38.8M+25.3% | $30.97M+5.3% | $29.4M-18.6% | $36.12M+1,152% | -$3.43M-132% | |
| Other Financial Services | $75.33M+9.3% | $68.95M-1.9% | $70.27M+27.9% | $54.95M+3.3% | $53.17M-11.1% | |
| Trading And Investment Banking | $26.65M+8.3% | $24.61M+0.9% | $24.38M0.0% | $24.39M+4.8% | $23.26M+0.7% | |
| Revenue by Product | ||||||
| Brokerage Fees | $82.58M+3.8% | $79.59M+2.4% | $77.73M+6.5% | $73.01M+9.8% | $66.51M+8.0% | |
| Credit Card | $168.19M+1.8% | $165.23M+6.4% | $155.34M+6.9% | $145.31M+7.4% | $135.32M+6.5% | |
| Deposit Account | $115.1M+1.8% | $113.07M+5.9% | $106.74M+9.3% | $97.68M+7.2% | $91.09M+7.9% | |
| Fiduciary And Trust | $358.28M+4.3% | $343.4M+4.7% | $327.83M+4.4% | $314.13M+4.4% | $300.87M+3.5% | |
| Insurance Fees And Commissions | $987K+8.5% | $910K-17.2% | $1.1M+2.3% | $1.07M-6.8% | $1.15M-8.4% | |
| Other Financial Services | $13.8M0.0% | $13.8M+11.0% | $12.43M+12.4% | $11.06M+25.8% | $8.79M+14.8% | |
| Trading And Investment Banking | $488K-29.8% | $695K-23.5% | $909K-9.0% | $999K-29.4% | $1.42M+25.1% | |
| Noninterest Income by Product | ||||||
| Brokerage Fees | $82.58M+3.8% | $79.59M+2.4% | $77.73M+6.5% | $73.01M+9.8% | $66.51M+8.0% | |
| Credit Card | $116.51M+2.3% | $113.92M+7.5% | $105.96M+7.3% | $98.79M+7.2% | $92.12M+4.9% | |
| Deposit Account | $115.22M+1.8% | $113.21M+5.9% | $106.88M+9.3% | $97.82M+7.2% | $91.21M+7.9% | |
| Fiduciary And Trust | $358.28M+4.3% | $343.4M+4.7% | $327.83M+4.4% | $314.13M+4.4% | $300.87M+3.5% | |
| Insurance Fees And Commissions | $987K+8.5% | $910K-17.2% | $1.1M+2.3% | $1.07M-6.8% | $1.15M-8.4% | |
| Investment Securities Gains Losses Net | $38.8M+25.3% | $30.97M+5.3% | $29.4M-18.6% | $36.12M+1,152% | -$3.43M-132% | |
| Other Financial Services | $89.13M+7.7% | $82.75M+0.1% | $82.7M+25.3% | $66.01M+6.5% | $61.96M-8.2% | |
| Trading And Investment Banking | $27.13M+7.2% | $25.31M+0.1% | $25.29M-0.4% | $25.38M+2.9% | $24.68M+1.9% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does UMB Financial break its business down?
- UMB Financial (UMBF) reports net income loss by business across 3 parts — Commercial Banking, Institutional Banking and Personal Banking. Each is extracted from the segment footnotes and tracked over time.
- Where does UMB Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in UMB Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
