UMB Financial UMBF Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Net Income Loss by Business | |||||
| Commercial Banking | $497.48M+58.6% | $313.61M+29.9% | $241.44M-15.6% | $286.02M+0.8% | |
| Institutional Banking | $216.54M+36.8% | $158.28M+18.7% | $133.36M+0.4% | $132.84M+136% | |
| Revenue by Business | |||||
| Commercial Banking | $177.68M+44.4% | $123.01M+10.7% | $111.13M+14.1% | $97.38M+6.7% | |
| Institutional Banking | $406M+14.7% | $353.84M+12.8% | $313.82M+9.7% | $286.05M+21.2% | |
| Personal Banking | $133.02M+37.4% | $96.81M+4.8% | $92.42M-3.4% | $95.71M-4.1% | |
| Interest Income Expense Net by Business | |||||
| Commercial Banking | $1.29B+93.2% | $668.24M+11.2% | $600.76M+0.8% | $596.03M+2.8% | |
| Institutional Banking | $258.31M+31.0% | $197.17M+3.6% | $190.38M+19.2% | $159.68M+82.2% | |
| Personal Banking | $312.75M+131% | $135.48M+5.0% | $128.98M-18.4% | $158.09M+6.9% | |
| Other Segment Items by Business | |||||
| Commercial Banking | $60M+77.4% | $33.83M+0.5% | $33.65M-0.1% | $33.68M— | |
| Institutional Banking | $37.28M-8.9% | $40.93M+12.9% | $36.24M+42.4% | $25.46M— | |
| Personal Banking | $55.42M+106% | $26.89M-6.5% | $28.77M+15.6% | $24.89M— | |
| Noninterest Income by Business | |||||
| Commercial Banking | $179.61M+33.6% | $134.44M+30.8% | $102.75M-16.2% | $122.61M+45.2% | |
| Institutional Banking | $444.51M+12.8% | $394.12M+15.0% | $342.79M+5.9% | $323.79M+18.4% | |
| Personal Banking | $165.93M+66.7% | $99.55M+3.4% | $96.31M-10.7% | $107.83M-1.3% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | |||||
| Commercial Banking | $619.05M+61.3% | $383.82M+31.8% | $291.14M-17.5% | $352.88M+3.0% | |
| Institutional Banking | $266.91M+38.5% | $192.69M+18.7% | $162.33M+0.2% | $162M+137% | |
| Income Tax Expense Benefit by Business | |||||
| Commercial Banking | $121.57M+73.2% | $70.21M+41.3% | $49.7M-25.7% | $66.87M+14.0% | |
| Institutional Banking | $50.37M+46.4% | $34.41M+18.8% | $28.97M-0.7% | $29.17M+141% | |
| Personal Banking | -$2.17M+52.7% | -$4.58M+35.3% | -$7.09M— | —— | |
| Noninterest Expense by Business | |||||
| Commercial Banking | $725.15M+97.5% | $367.08M-2.9% | $378.06M+13.6% | $332.91M+8.6% | |
| Institutional Banking | $434.07M+9.2% | $397.45M+7.3% | $370.57M+15.5% | $320.98M+9.9% | |
| Personal Banking | $463.58M+76.8% | $262.15M+4.6% | $250.52M+2.6% | $244.23M+3.9% | |
| Noninterest Expense Payment Processing by Business | |||||
| Commercial Banking | $12.54M+7.3% | $11.68M+12.0% | $10.43M+63.7% | $6.37M— | |
| Institutional Banking | $24.01M+13.6% | $21.14M+73.4% | $12.19M+9.8% | $11.1M— | |
| Personal Banking | $12.42M+14.3% | $10.87M+10.0% | $9.89M+14.2% | $8.66M— | |
| Goodwill by Business | |||||
| Commercial Banking | $4.09B+1,519% | $252.45M0.0% | $252.45M0.0% | $252.45M+6.2% | |
| Institutional Banking | $305.97M0.0% | $305.97M0.0% | $305.97M+32.7% | $230.49M+12.3% | |
| Personal Banking | $2.8B+933% | $271.12M0.0% | $271.12M0.0% | $271.12M+6.3% | |
| Labor And Related Expense by Business | |||||
| Commercial Banking | $216.44M+95.2% | $110.87M+6.8% | $103.78M+2.9% | $100.87M— | |
| Institutional Banking | $195.04M+15.7% | $168.52M+11.9% | $150.58M+14.7% | $131.29M— | |
| Personal Banking | $155.8M+66.9% | $93.33M+5.9% | $88.12M+2.1% | $86.27M— | |
| Business Acquisition Of HTLF by Business | |||||
| Commercial Banking | $979.46M— | —— | —— | —— | |
| Personal Banking | $652.98M— | —— | —— | —— | |
| Amortization Of Intangible Assets by Business | |||||
| Institutional Banking | $7.35M+2.3% | $7.18M-9.4% | $7.93M+82.2% | $4.35M— | |
| Personal Banking | $412K-21.4% | $524K-20.5% | $659K-4.1% | $687K— | |
| Average Assets by Business | |||||
| Commercial Banking | $98.64B+53.4% | $64.32B+4.6% | $61.5B+19.0% | $51.68B+14.3% | |
| Institutional Banking | $57.78B+34.6% | $42.94B+14.6% | $37.46B— | —— | |
| Personal Banking | $40.04B+89.7% | $21.11B— | —— | —— | |
| Noninterest Expense Transfer Agent And Custodian Fees by Business | |||||
| Commercial Banking | $14.65M+57.8% | $9.28M+20.0% | $7.74M+48.2% | $5.22M— | |
| Institutional Banking | $39.27M+29.0% | $30.44M+25.2% | $24.32M+11.2% | $21.87M— | |
| Personal Banking | $18.81M+42.6% | $13.19M+3.4% | $12.75M+3.0% | $12.38M— | |
| Provision For Loan Lease And Other Losses by Business | |||||
| Commercial Banking | $126.55M+144% | $51.78M+47.5% | $35.11M+303% | $8.72M-43.9% | |
| Institutional Banking | $1.84M+59.5% | $1.16M— | —— | $495K-21.4% | |
| Personal Banking | $26.1M+222% | $8.11M+22.2% | $6.64M+45.8% | $4.55M+19.0% | |
| Revenue Not From Contract With Customer by Product | |||||
| Credit Card | -$51.3M-30.6% | -$39.28M-0.8% | -$38.98M-16.2% | -$33.54M-0.9% | |
| Deposit Account | $134K+18.6% | $113K+17.7% | $96K-43.9% | $171K-45.7% | |
| Investment Securities Gains Losses Net | $30.97M+189% | $10.72M— | —— | —— | |
| Other Financial Services | $68.95M+15.3% | $59.81M+26.7% | $47.19M+73.9% | $27.14M-28.2% | |
| Trading And Investment Banking | $24.61M+6.6% | $23.1M+19.5% | $19.33M-15.5% | $22.88M-24.1% | |
| Revenue by Product | |||||
| Brokerage Fees | $79.59M+29.3% | $61.56M+13.8% | $54.12M+25.8% | $43.02M+253% | |
| Credit Card | $165.23M+30.0% | $127.08M+11.8% | $113.7M+6.3% | $106.99M+9.4% | |
| Deposit Account | $113.07M+34.0% | $84.4M-0.5% | $84.85M-0.2% | $85M-0.9% | |
| Fiduciary And Trust | $343.4M+18.2% | $290.57M+13.0% | $257.2M+8.4% | $237.21M+5.8% | |
| Insurance Fees And Commissions | $910K-27.6% | $1.26M+24.6% | $1.01M-24.6% | $1.34M+2.2% | |
| Other Financial Services | $13.8M+80.1% | $7.66M+24.0% | $6.18M+17.3% | $5.27M+2.3% | |
| Trading And Investment Banking | $695K-38.5% | $1.13M+280% | $298K-6.3% | $318K-59.9% | |
| Noninterest Income by Product | |||||
| Brokerage Fees | $79.59M+29.3% | $61.56M+13.8% | $54.12M+25.8% | $43.02M+253% | |
| Credit Card | $113.92M+29.8% | $87.8M+17.5% | $74.72M+1.7% | $73.45M+13.7% | |
| Deposit Account | $113.21M+34.0% | $84.51M-0.5% | $84.95M-0.3% | $85.17M-1.0% | |
| Fiduciary And Trust | $343.4M+18.2% | $290.57M+13.0% | $257.2M+8.4% | $237.21M+5.8% | |
| Insurance Fees And Commissions | $910K-27.6% | $1.26M+24.6% | $1.01M-24.6% | $1.34M+2.2% | |
| Investment Securities Gains Losses Net | $30.97M+189% | $10.72M— | —— | —— | |
| Other Financial Services | $82.75M+22.6% | $67.47M+26.4% | $53.37M+64.7% | $32.41M-24.5% | |
| Trading And Investment Banking | $25.31M+4.5% | $24.23M+23.4% | $19.63M-15.4% | $23.2M-25.0% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does UMB Financial break its business down?
- UMB Financial (UMBF) reports net income loss by business across 3 parts — Commercial Banking, Institutional Banking and Personal Banking. Each is extracted from the segment footnotes and tracked over time.
- Where does UMB Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in UMB Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
