UMB Financial UMBF Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income Loss by Business | ||||||
| Commercial Banking | $610.61M+108% | $497.48M+58.6% | $428.55M+50.5% | $361.9M+30.2% | $293.82M+10.3% | |
| Institutional Banking | $234.12M+35.3% | $216.54M+36.8% | $201.4M+50.3% | $185.05M+39.9% | $173M+35.9% | |
| Revenue by Business | ||||||
| Commercial Banking | $181.35M+34.3% | $177.68M+44.4% | $165.12M+32.7% | $150.59M+26.2% | $135.02M+17.2% | |
| Institutional Banking | $421.57M+15.1% | $406M+14.7% | $393.87M+17.7% | $379.66M+16.3% | $366.37M+15.2% | |
| Personal Banking | $136.51M+31.6% | $133.02M+37.4% | $123.09M+30.4% | $113.02M+20.7% | $103.76M+12.3% | |
| Interest Income Expense Net by Business | ||||||
| Commercial Banking | $1.38B+76.3% | $1.29B+93.2% | $1.11B+72.1% | $945.63M+51.4% | $784.17M+29.0% | |
| Institutional Banking | $274.44M+31.2% | $258.31M+31.0% | $240.95M+29.2% | $224.71M+21.6% | $209.21M+13.4% | |
| Personal Banking | $341.93M+106% | $312.75M+131% | $258.9M+96.4% | $210.68M+64.6% | $165.72M+31.8% | |
| Other Segment Items by Business | ||||||
| Commercial Banking | $65.05M+78.1% | $60M+77.4% | $48.48M+46.0% | $42.88M+27.3% | $36.53M+7.4% | |
| Institutional Banking | $37.17M-9.7% | $37.28M-8.9% | $41.97M+17.0% | $41.47M+15.5% | $41.16M+13.3% | |
| Personal Banking | $58.71M+115% | $55.42M+106% | $48.84M+79.9% | $40.76M+45.8% | $27.37M-5.7% | |
| Noninterest Income by Business | ||||||
| Commercial Banking | $188.68M+47.8% | $179.61M+33.6% | $166.83M+23.4% | $142.13M+12.0% | $127.68M+3.1% | |
| Institutional Banking | $462.54M+13.9% | $444.51M+12.8% | $435.96M+17.6% | $420.18M+17.5% | $406.22M+16.0% | |
| Personal Banking | $177.43M+75.4% | $165.93M+66.7% | $154.1M+58.3% | $150.03M+60.8% | $101.17M+4.5% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| Commercial Banking | $770.08M+116% | $619.05M+61.3% | $529M+52.7% | $443.82M+31.5% | $356.25M+10.9% | |
| Institutional Banking | $295.34M+42.8% | $266.91M+38.5% | $244.98M+49.0% | $223.77M+38.1% | $206.89M+33.0% | |
| Income Tax Expense Benefit by Business | ||||||
| Commercial Banking | $159.47M+155% | $121.57M+73.2% | $100.45M+63.0% | $81.92M+37.9% | $62.43M+13.9% | |
| Institutional Banking | $61.22M+80.7% | $50.37M+46.4% | $43.58M+43.3% | $38.72M+30.1% | $33.88M+20.2% | |
| Personal Banking | $7.2M+188% | -$2.17M+52.7% | -$1.61M+76.9% | -$430K+94.2% | -$8.18M-17.4% | |
| Noninterest Expense by Business | ||||||
| Commercial Banking | $717.59M+61.3% | $725.15M+97.5% | $626.09M+57.3% | $526.89M+34.4% | $444.83M+14.3% | |
| Institutional Banking | $439.73M+8.0% | $434.07M+9.2% | $430.21M+9.6% | $419.6M+10.5% | $407.18M+7.5% | |
| Personal Banking | $461.58M+51.5% | $463.58M+76.8% | $411.3M+60.8% | $354.28M+39.8% | $304.65M+22.4% | |
| Noninterest Expense Payment Processing by Business | ||||||
| Commercial Banking | $12.21M+0.3% | $12.54M+7.3% | $11.34M-3.6% | $12.24M+6.9% | $12.17M+15.9% | |
| Institutional Banking | $24.49M+8.4% | $24.01M+13.6% | $22.22M+11.3% | $22.62M+40.7% | $22.6M+64.7% | |
| Personal Banking | $11.35M0.0% | $12.42M+14.3% | $12.39M+14.5% | $11.81M+8.1% | $11.35M+7.8% | |
| Goodwill by Business | ||||||
| Commercial Banking | $4.15B+255% | $4.09B+1,519% | $3.11B+1,131% | $2.13B+744% | $1.17B+362% | |
| Institutional Banking | $305.97M0.0% | $305.97M0.0% | $305.97M0.0% | $305.97M0.0% | $305.97M0.0% | |
| Personal Banking | $2.87B+235% | $2.8B+933% | $2.15B+693% | $1.5B+452% | $855.44M+216% | |
| Labor And Related Expense by Business | ||||||
| Commercial Banking | $219.28M+59.8% | $216.44M+95.2% | $190.15M+78.2% | $164.16M+55.0% | $137.24M+30.6% | |
| Institutional Banking | $198.49M+12.8% | $195.04M+15.7% | $189.79M+18.4% | $182.55M+17.2% | $175.89M+15.2% | |
| Personal Banking | $159.72M+49.1% | $155.8M+66.9% | $140.13M+55.0% | $123.84M+39.2% | $107.15M+21.4% | |
| Business Acquisition Of HTLF by Business | ||||||
| Commercial Banking | $23.49M— | $979.46M— | —— | —— | —— | |
| Personal Banking | $15.66M— | $652.98M— | —— | —— | —— | |
| Amortization Of Intangible Assets by Business | ||||||
| Institutional Banking | $7.54M+5.6% | $7.35M+2.3% | $7.17M-2.8% | $7.13M-5.8% | $7.14M-8.2% | |
| Personal Banking | $384K-22.6% | $412K-21.4% | $440K-21.1% | $468K-20.9% | $496K-20.7% | |
| Average Assets by Business | ||||||
| Commercial Banking | $103.54B+42.1% | $98.64B+53.4% | $98.31B+52.6% | $85.62B+34.4% | $72.86B+14.8% | |
| Institutional Banking | $60.95B+27.9% | $57.78B+34.6% | $57.75B+35.6% | $52.28B+30.0% | $47.67B+23.5% | |
| Personal Banking | $42.41B+64.4% | $40.04B+89.7% | $39.89B— | $32.81B— | $25.79B— | |
| Noninterest Expense Transfer Agent And Custodian Fees by Business | ||||||
| Commercial Banking | $15.01M+39.2% | $14.65M+57.8% | $13.11M+49.9% | $12.18M+44.8% | $10.79M+35.4% | |
| Institutional Banking | $39.29M+14.7% | $39.27M+29.0% | $37.82M+32.9% | $36.47M+37.3% | $34.26M+36.6% | |
| Personal Banking | $18.75M+29.7% | $18.81M+42.6% | $17.51M+35.5% | $16.26M+28.1% | $14.45M+13.4% | |
| Provision For Loan Lease And Other Losses by Business | ||||||
| Commercial Banking | $83.58M-24.5% | $126.55M+144% | $120.56M+237% | $117.04M+413% | $110.77M+407% | |
| Institutional Banking | $1.91M+40.5% | $1.84M+59.5% | $1.73M— | $1.52M— | $1.36M— | |
| Personal Banking | $10.01M-59.8% | $26.1M+222% | $26.21M+285% | $25.44M+289% | $24.93M+282% | |
| Revenue Not From Contract With Customer by Product | ||||||
| Credit Card | -$51.68M-19.6% | -$51.3M-30.6% | -$49.38M-30.8% | -$46.52M-26.2% | -$43.2M-16.3% | |
| Deposit Account | $127K+1.6% | $134K+18.6% | $136K+24.8% | $135K+23.9% | $125K+19.0% | |
| Investment Securities Gains Losses Net | $38.8M+1,230% | $30.97M+189% | $29.4M— | $36.12M— | -$3.43M— | |
| Other Financial Services | $75.33M+41.7% | $68.95M+15.3% | $70.27M+32.3% | $54.95M+18.8% | $53.17M+3.9% | |
| Trading And Investment Banking | $26.65M+14.6% | $24.61M+6.6% | $24.38M+5.2% | $24.39M+22.5% | $23.26M+18.7% | |
| Revenue by Product | ||||||
| Brokerage Fees | $82.58M+24.2% | $79.59M+29.3% | $77.73M+37.9% | $73.01M+35.2% | $66.51M+24.1% | |
| Credit Card | $168.19M+24.3% | $165.23M+30.0% | $155.34M+26.1% | $145.31M+22.0% | $135.32M+17.0% | |
| Deposit Account | $115.1M+26.4% | $113.07M+34.0% | $106.74M+26.6% | $97.68M+14.5% | $91.09M+7.9% | |
| Fiduciary And Trust | $358.28M+19.1% | $343.4M+18.2% | $327.83M+17.0% | $314.13M+15.2% | $300.87M+13.8% | |
| Insurance Fees And Commissions | $987K-14.3% | $910K-27.6% | $1.1M+2.7% | $1.07M+1.3% | $1.15M+13.2% | |
| Other Financial Services | $13.8M+57.0% | $13.8M+80.1% | $12.43M+64.0% | $11.06M+64.7% | $8.79M+37.3% | |
| Trading And Investment Banking | $488K-65.5% | $695K-38.5% | $909K-2.7% | $999K+18.8% | $1.42M+665% | |
| Noninterest Income by Product | ||||||
| Brokerage Fees | $82.58M+24.2% | $79.59M+29.3% | $77.73M+37.9% | $73.01M+35.2% | $66.51M+24.1% | |
| Credit Card | $116.51M+26.5% | $113.92M+29.8% | $105.96M+24.1% | $98.79M+20.1% | $92.12M+17.3% | |
| Deposit Account | $115.22M+26.3% | $113.21M+34.0% | $106.88M+26.6% | $97.82M+14.5% | $91.21M+7.9% | |
| Fiduciary And Trust | $358.28M+19.1% | $343.4M+18.2% | $327.83M+17.0% | $314.13M+15.2% | $300.87M+13.8% | |
| Insurance Fees And Commissions | $987K-14.3% | $910K-27.6% | $1.1M+2.7% | $1.07M+1.3% | $1.15M+13.2% | |
| Investment Securities Gains Losses Net | $38.8M+1,230% | $30.97M+189% | $29.4M— | $36.12M— | -$3.43M— | |
| Other Financial Services | $89.13M+43.9% | $82.75M+22.6% | $82.7M+36.3% | $66.01M+24.6% | $61.96M+7.7% | |
| Trading And Investment Banking | $27.13M+10.0% | $25.31M+4.5% | $25.29M+6.3% | $25.38M+24.2% | $24.68M+24.7% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does UMB Financial break its business down?
- UMB Financial (UMBF) reports net income loss by business across 3 parts — Commercial Banking, Institutional Banking and Personal Banking. Each is extracted from the segment footnotes and tracked over time.
- Where does UMB Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in UMB Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
