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UMB Financial UMBF Commercial Banking — Fees And Commissions Depositor Accounts

Discontinued — last reported Q1 '18

Similar metrics at other companies

M&T Bank logo
MTBCommercial Banking — Fees And Commissions Depositor Accounts
$24.65M
M&T Bank logo
MTBBusiness Banking — Fees And Commissions Depositor Accounts
$15.4M
Citigroup logo
CDeposit-related fees — Commissions and fees revenue
$346M+5.5%
Zions Bancorporation logo
ZIONCorporate Segment — Commercial account fees
$31M+3.3%
Zions Bancorporation logo
ZIONConsolidated Entities — Commercial account fees
$30.25M-0.8%
Commerce Bancshares logo
CBSHCommercial segment — Deposit fee revenue by segment
72%0.0pp

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:FeesAndCommissionsDepositorAccounts.

The official record: UMB Financial’s 10-Q, filed May 3, 2018, on SEC EDGAR. View the filing →

Questions, answered.

What does commercial banking — fees and commissions depositor accounts mean?
Revenue earned from service fees and commissions charged on commercial customer deposit accounts.
How do you interpret commercial banking — fees and commissions depositor accounts?
An increase suggests growth in commercial client acquisition, higher transaction volumes, or successful pricing strategies for treasury services, while a decrease may indicate competitive pressure or declining deposit balances.
How does commercial banking — fees and commissions depositor accounts compare across companies?
Most regional and national banks report this as 'Service charges on deposit accounts' or 'Deposit account fees' within non-interest income.