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UMB Financial UMBF Commercial Banking — Noninterest Income Other Operating Income

Discontinued — last reported Q4 '19

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Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncomeOtherOperatingIncome.

The official record: UMB Financial’s 10-K, filed February 27, 2020, on SEC EDGAR. View the filing →

Questions, answered.

What does commercial banking — noninterest income other operating income mean?
Income earned by the commercial banking segment from non-interest sources.
How do you interpret commercial banking — noninterest income other operating income?
Higher values indicate a diversified revenue stream and reduced reliance on interest rate spreads.
How does commercial banking — noninterest income other operating income compare across companies?
Commonly reported as 'other income' or 'fee income' in banking segment reports.