What does healthcare services — interest income expense net mean?

The net profit earned from interest-bearing healthcare banking activities after accounting for interest costs.

How do you interpret healthcare services — interest income expense net?

Higher values indicate improved profitability from interest rate spreads within the healthcare segment.

How does healthcare services — interest income expense net compare across companies?

Standard for banks with specialized healthcare deposit or lending products; comparable to net interest income in retail banking.

UMB Financial UMBF Healthcare Services — Interest Income Expense Net

Discontinued — last reported Q4 '19

Similar metrics at other companies

WBSHealthcare Financial Services — Net interest income (expense)

$98.86M+3.9%

WBSHealthcare Financial Services — Net Interest Income

$100.03M+3.8%

WBSHealthcare Financial Services — Total non-interest income

$27.03M+7.5%

WBSHealthcare Financial Services — Net Income

$48.98M+14.5%

HUMHealthcare Services — Investment Income Interest And Dividend

$1M—

ONBBanking — Interest Income Expense Net

$87.8M-5.7%

Other financials

Income statement

See full

Revenue$739.2M+31.1%

Net income$261.4M+221%

EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%

Total equity$7.8B+16.0%

Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%

CapEx$4.5M-48.8%

Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%

P/E11.5×-9.5×

P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp

FCF margin34.7%—

Returns & leverage

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Return on equity12.1%+3.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: UMB Financial’s 10-K, filed February 27, 2020, on SEC EDGAR. View the filing →

Questions, answered.

What does healthcare services — interest income expense net mean?: The net profit earned from interest-bearing healthcare banking activities after accounting for interest costs.
How do you interpret healthcare services — interest income expense net?: Higher values indicate improved profitability from interest rate spreads within the healthcare segment.
How does healthcare services — interest income expense net compare across companies?: Standard for banks with specialized healthcare deposit or lending products; comparable to net interest income in retail banking.