What does healthcare services — noninterest income mean?

Fee-based revenue earned from healthcare services excluding interest income.

How do you interpret healthcare services — noninterest income?

Growth indicates successful expansion of fee-based services or increased customer adoption of healthcare financial products.

How does healthcare services — noninterest income compare across companies?

Highly comparable to fee income metrics in other financial services firms with significant HSA or healthcare payment processing operations.

UMB Financial UMBF Healthcare Services — Noninterest Income

Discontinued — last reported Q4 '19

Similar metrics at other companies

WBSHealthcare Financial Services — Total non-interest income

$27.03M+7.5%

WBSHealthcare Financial Services — Non-interest income

$34.22M+16.4%

WBSHealthcare Financial Services — Net Interest Income

$100.03M+3.8%

WBSHealthcare Financial Services — Net interest income (expense)

$98.86M+3.9%

HUMHealthcare Services — Investment Income Interest And Dividend

$1M—

WBSHealthcare Financial Services — Revenue

$125.89M+4.6%

Other financials

Income statement

See full

Revenue$739.2M+31.1%

Net income$261.4M+221%

EPS (diluted)$3.35+177%

Balance sheet

See full

Total debt$477.2M-27.1%

Total equity$7.8B+16.0%

Total assets$72.7B+4.8%

Cash flow

See full

Operating cash flow$361.3M-0.5%

CapEx$4.5M-48.8%

Free cash flow$356.8M+0.7%

Valuation

See full

Market cap$10.11B+16.9%

P/E11.5×-9.5×

P/S3.6×-1.2×

Profitability

See full

Net margin31.2%+8.2pp

FCF margin34.7%—

Returns & leverage

See full

Return on equity12.1%+3.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The official record: UMB Financial’s 10-K, filed February 27, 2020, on SEC EDGAR. View the filing →

Questions, answered.

What does healthcare services — noninterest income mean?: Fee-based revenue earned from healthcare services excluding interest income.
How do you interpret healthcare services — noninterest income?: Growth indicates successful expansion of fee-based services or increased customer adoption of healthcare financial products.
How does healthcare services — noninterest income compare across companies?: Highly comparable to fee income metrics in other financial services firms with significant HSA or healthcare payment processing operations.