How do you interpret personal banking — noninterest income other operating income?

An increase indicates successful diversification of revenue streams or higher demand for ancillary banking services.

How does personal banking — noninterest income other operating income compare across companies?

Commonly reported by banks as 'Other Noninterest Income' or 'Other Operating Revenue'.

UMB Financial UMBF Personal Banking — Noninterest Income Other Operating Income

Discontinued — last reported Q4 '19

Similar metrics at other companies

CFRBanking — Other

$56.53M+11.2%

FCNCAGeneral Bank — Noninterest Income, Other Miscellaneous

$172M+4.9%

WALOperating Segments — Othernoninterestincome

$2K-93.5%

HBANCommercial Banking — Noninterest Income Other

$81M-4.7%

NTRSBanking Service Fees — Other Operating Income(1)

$13.3M-7.0%

CBSHOther non-interest income — Non-interest income

$13.74M-4.5%

Other financials

Income statement

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Revenue$739.2M+31.1%

Net income$261.4M+221%

EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%

Total equity$7.8B+16.0%

Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%

CapEx$4.5M-48.8%

Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%

P/E11.5×-9.5×

P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp

FCF margin34.7%—

Returns & leverage

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Return on equity12.1%+3.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncomeOtherOperatingIncome.

The official record: UMB Financial’s 10-K, filed February 27, 2020, on SEC EDGAR. View the filing →

Questions, answered.

What does personal banking — noninterest income other operating income mean?: Miscellaneous income earned from personal banking services that does not come from interest.
How do you interpret personal banking — noninterest income other operating income?: An increase indicates successful diversification of revenue streams or higher demand for ancillary banking services.
How does personal banking — noninterest income other operating income compare across companies?: Commonly reported by banks as 'Other Noninterest Income' or 'Other Operating Revenue'.