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Unum UNM Unum US — Benefits, Losses and Expenses

Other segment segments

Closed Block
$579.8M+18.4%
Colonial Life
$392.4M+2.1%
Unum International
$288.7M+22.0%
Corporate
$63.9M-1.7%

Similar metrics at other companies

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AFLAflac U.S. — Total benefits and expenses
$1.42B+3.9%
Prudential Financial logo
PRUGroup Insurance — Total benefits and expenses
$1.7B+2.2%
Prudential Financial logo
PRUIndividual Life — Total benefits and expenses
$982M-7.3%
Globe Life logo
GLHealth — Benefits, Losses and Expenses
$266.99M+13.8%
Prudential Financial logo
PRUInternational Businesses — Total benefits and expenses
$3.98B+2.2%
Everest Group logo
EGUnited States Reinsurance — Other Underwriting Expense
$45.35M-11.7%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's unum US — benefits, losses and expenses?
Unum (UNM) reported unum US — benefits, losses and expenses of $1.73B in Q1 2026.
What does unum US — benefits, losses and expenses mean?
The total sum of all costs and expenses incurred by the Unum US segment.
How do you interpret unum US — benefits, losses and expenses?
A lower ratio of these expenses to operating revenue indicates higher operational efficiency and better profit margins.
How does unum US — benefits, losses and expenses compare across companies?
Comparable to 'Total Operating Expenses' or 'Total Benefits and Expenses' at peer insurance companies.