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Unity Bancorp UNTY Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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PNC Financial ServicesPNC
$99.3B+7.5%
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$12.25B+5.4%
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$1.01B-7.1%
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Greene County BancorpGCBC
$109.09M-6.1%
Citizens & Northern logo
Citizens & NorthernCZNC
$568.48M+16.1%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilitiesDomestic.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's noninterest-bearing deposits?
Unity Bancorp (UNTY) reported noninterest-bearing deposits of $451.14M in Q1 2026.
How has Unity Bancorp's noninterest-bearing deposits changed year-over-year?
Unity Bancorp's noninterest-bearing deposits decreased by 0.7% year-over-year, from $454.43M to $451.14M.
What is the long-term trend for Unity Bancorp's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Unity Bancorp's noninterest-bearing deposits has grown at a 0.3% compound annual growth rate (CAGR), from $459.68M to $465.6M.
What does noninterest-bearing deposits mean?
Noninterest-bearing deposits represent funds held in demand deposit accounts that do not pay interest to the customer. These deposits are a highly valuable source of low-cost funding for the bank, directly impacting the net interest margin and overall profitability.