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Unity Bancorp UNTY Residential consumer loans

Residential consumer loans at other companies

Unity Bancorp logo
Unity BancorpUNTY
$10.91M+9.7%
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Midland States Bancorp logo
Midland States BancorpMSBI
$626K-7.4%
EPR Properties logo
EPR PropertiesEPR
$16M-6.1%
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Capital City Bank GroupCCBG
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Annaly Capital ManagementNLY
$596.79M+40.1%

Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%—

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansConsumerRealEstate.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's residential consumer loans?
Unity Bancorp (UNTY) reported residential consumer loans of $10.91M in Q1 2026.
How has Unity Bancorp's residential consumer loans changed year-over-year?
Unity Bancorp's residential consumer loans increased by 9.7% year-over-year, from $9.95M to $10.91M.
What is the long-term trend for Unity Bancorp's residential consumer loans?
Over 4 years (2021 to 2025), Unity Bancorp's residential consumer loans has grown at a 21.5% compound annual growth rate (CAGR), from $19.23M to $41.93M.
What does residential consumer loans mean?
Captures interest and fee income from residential mortgage loans and home equity products provided to individual consumers. This metric reflects the bank's activity in the retail mortgage market and the stability of its consumer-focused lending portfolio. It is a key indicator of the bank's ability to attract and retain individual household banking relationships.