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Unity Bancorp UNTY Interest Expense Savings Deposits

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Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseSavingsDeposits.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's interest expense savings deposits?
Unity Bancorp (UNTY) reported interest expense savings deposits of $3.16M in Q1 2026.
How has Unity Bancorp's interest expense savings deposits changed year-over-year?
Unity Bancorp's interest expense savings deposits increased by 21.9% year-over-year, from $2.59M to $3.16M.
What is the long-term trend for Unity Bancorp's interest expense savings deposits?
Over 4 years (2021 to 2025), Unity Bancorp's interest expense savings deposits has grown at a 62.2% compound annual growth rate (CAGR), from $1.68M to $11.65M.
What does interest expense savings deposits mean?
Measures the total interest expense paid on savings account balances held by customers. This metric is a primary indicator of the bank's cost of retail funding and its ability to attract stable, low-cost deposits. Monitoring this expense helps evaluate the bank's net interest margin sensitivity to changes in market interest rates.