U.S. Bancorp Minimum Average Reserve Balances Required By Banking Regulators decreased by 3.8% to $51.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.8%, from $53.00M to $51.00M. Over 5 years (FY 2020 to FY 2025), Minimum Average Reserve Balances Required By Banking Regulators shows a downward trend with a -6.9% CAGR.
Changes in this requirement reflect shifts in monetary policy or the bank's deposit base composition.
This represents the mandatory amount of funds that a bank must hold in reserve at the central bank to meet regulatory re...
All regulated commercial banks must adhere to these central bank-mandated reserve levels.
other_minimum_average_reserve_balances_required_by_banki_a515e2| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $78.00M | $45.00M | $53.00M | $53.00M | $51.00M |
| QoQ Change | — | -42.3% | +17.8% | +0.0% | -3.8% |
| YoY Change | — | -42.3% | +17.8% | +0.0% | -3.8% |