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Global Payments

GPNNYSEStock Fundamentals

Global Payments is a leading payments technology company that provides innovative software and services to businesses and financial institutions worldwide. The company delivers a comprehensive suite of merchant acceptance solutions, payment processing services, and specialized business management software across physical and digital channels. Its core value proposition centers on enabling frictionless commerce through a global, unified technology platform that integrates payments directly into vertical-specific software workflows.

Market Cap$20.2B
Revenue TTM$8.9B
Net Income TTM-$705.5M
Net Margin-7.96%
EPS TTM$-2.03
Free Cash Flow TTM$1.1B
Employees27.0K
CEOCameron Bready
CountryUnited States of America
Industrials
Specialty Business Services
SegmentsPayment Processing, Software-as-a-Service (SaaS), Financial Services
Business ModelsTransaction-based fees, Subscription SaaS, Licensing, Professional services
Most Recent EarningsMay 6, 2026 · 24 days agoQ1 2026
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Next EarningsAug 5, 2026 · in 2 monthsBefore Market Open · Q2 2026

Financials

Based on Q1 2026 filing

Gross Margin67.32%
Op. Margin15.33%
ROE-3.06%
D/E94.94%
Current Ratio0.792
Total Debt$22.6B
Cash$5.9B
CapEx TTM$751.5M

Gross Profit

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Net Income

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Operating Cash Flow

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Free Cash Flow

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EPS (Diluted)

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Business Segments

Merchant Solutions

primary

Provides payment technology and software solutions that enable businesses to accept card, check, and digital payments. This segment integrates payment processing with vertical-specific business management software and commerce enablement services like data analytics and payroll.

Products

Genius, specialty point-of-sale (POS) software, payment security services, accounts receivable automation, inventory management, terminal rental

Customers

Small-to-medium sized businesses, Enterprise retailers, Education institutions, Property management companies, Restaurants

Issuer Solutions

major

Supports the payment ecosystem for financial institutions by providing core processing, fraud strategy, and cardholder engagement services. This segment focuses on long-term processing contracts and cloud-native software solutions for card issuers.

Products

core processing platform, enterprise tokenization, virtual cards, fraud strategy and managed services, loyalty redemption services

Customers

Global and regional banks, Credit unions, Financial technology companies, Neobanks, Retailers

Segment Financials

Merchant Solutions — SG&A

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Merchant Solutions — Cost of service

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Merchant Solutions — Revenue

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Consumer Solutions Segment — Cost of service

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Business Overview

Competitive Position

A leading global payments provider with a significant presence in integrated payments and a large-scale distribution network through financial institution partnerships.

Geographies

North America, Europe, Asia-Pacific, Latin America

Customer Segments

Financial institutions, Small and medium enterprises, Large enterprises, Government entities

Upstream Dependencies

Card networks (Visa, Mastercard), Hardware manufacturers for POS terminals, Cloud infrastructure providers, Member clearing financial institutions

Downstream Customers

Merchants, Financial institutions, Independent software vendors, Card issuers

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Global Payments FAQ

Common questions about Global Payments

Global Payments is a leading payments technology company that provides innovative software and services to businesses and financial institutions worldwide. The company delivers a comprehensive suite of merchant acceptance solutions, payment processing services, and specialized business management software across physical and digital channels. Its core value proposition centers on enabling frictionless commerce through a global, unified technology platform that integrates payments directly into vertical-specific software workflows.

Global Payments (GPN) has a market capitalization of $20.2B and trades on NYSE.

Global Payments generated $8.9B in trailing twelve-month revenue with a net loss of $705.5M, representing a net margin of -8.0%. Gross margin stands at 67.3%, with free cash flow of $1.1B. These figures are based on the Q1 2026 filing.

Global Payments's key competitors include Fidelity National Information Services, Inc., Shopify Inc., Toast, Inc., and others. These companies compete in similar markets and product categories.

Global Payments has approximately 27,000 employees.