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Ameris Bancorp ABCB Allowance for credit losses

Allowance for credit losses at other companies

Truist Financial logo
Truist FinancialTFC
$5.03B
Regions Financial logo
Regions FinancialRF
$1.53B-5.3%
UBS
United BanksharesUBSI
$299.6M-3.5%
Valley National Bank logo
Valley National BankVLY
$584.5M+1.1%
HOM
Home BancSharesHOMB
$297.63M+6.3%
Associated Banc-Corp logo
Associated Banc-CorpASB
$385.76M+3.9%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's allowance for credit losses?
Ameris Bancorp (ABCB) reported allowance for credit losses of $354.68M in Q1 2026.
How has Ameris Bancorp's allowance for credit losses changed year-over-year?
Ameris Bancorp's allowance for credit losses increased by 2.6% year-over-year, from $345.56M to $354.68M.
What is the long-term trend for Ameris Bancorp's allowance for credit losses?
Over 5 years (2020 to 2025), Ameris Bancorp's allowance for credit losses has grown at a 11.8% compound annual growth rate (CAGR), from $199.42M to $348.14M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.