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Affirm Holdings, Inc. AFRM Change in Interest Payable

Other financials

Income statement

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Revenue$1.0B+32.6%
Operating income$88.4M+1,154%
Net income$102.9M+3,570%
EPS (diluted)$0.30+2,900%

Balance sheet

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Cash & equivalents$2.5B+42.5%
Total debt$9.3B+18.8%
Total equity$3.8B+31.6%
Total assets$13.1B+25.9%

Cash flow

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Operating cash flow$386.5M+83.7%
CapEx$61.4M+15.8%
Free cash flow$325.1M+107%

Valuation

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Market cap$26.01B+5.5%
Enterprise value$32.87B+7.5%
P/E68×
P/S6.6×-1.6×

Profitability

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Operating margin-7.3%-3.2pp
Net margin9.6%+8.2pp
FCF margin19.8%-0.4pp

Returns & leverage

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Return on equity11.5%+9.9pp
Debt / equity2.5×-0.3×

Questions, answered.

What does change in interest payable mean?
Represents the net change in interest obligations that have been incurred but not yet paid during the reporting period. This reflects the timing differences between interest expense recognition and actual cash outflows to creditors.